American Direct Funding is a full-service business lender that supplies outstanding rates, versatile terms, and a host of unique funding options. We’ve helped many local business owners in Portland access the financing they need to cover costs and increase operations.
Do you need a small business loan, mortgage loan, credit line, or any other kind of funding? You can apply online or call our financing team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, our company believes it’s necessary to offer business owners a range of funding solutions. By offering a long list of financing alternatives to our customers, we make sure that all types of business owners have access to loans and funding options that are custom-made to their requirements. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Portland
All businesses need working capital to meet near-term monetary commitments, such as paying suppliers, buying stock, covering costs, and more. If your business is currently facing a shortage of working capital, it can quickly begin to impact your capabilities and operations. At American Direct Funding, our working capital loans supply versatile funding that will help your business cover your everyday expenditures.
Lines of Credit
A credit line is a flexible kind of revolving credit. Unlike a traditional loan, you just pay for a credit line when you tap into it– so if you do not use it, you won’t pay interest on the cash limit that’s available to you.
We help businesses gain access to credit lines at cost effective rates. This is an exceptional funding tool to have at your disposal if you need funding in the future. If your business needs to obtain money at short notice, setting up a line of credit in advance is a viable method to have instant access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding coming from a separate source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped numerous small businesses cover immediate costs with our bridge financing!
Payroll Loans Portland
Meeting your payroll responsibilities is vital if you wish to keep your personnel happy and improve your employee retention rates. If you think your business is facing a liquidity issue that will prevent you from paying your personnel, our payroll loans are created specifically to prevent any problems.
Term Loans
If you’re looking for a traditional form of financing to cover the cost of bills, purchases, and other business transactions, a term loan is an exceptional solution to access pre-set payments and low-interest rates. Our term loans are here to help your business if you want a basic loan that’s easy to handle.
Equipment Loans Portland
Our equipment loans are built to streamline the process of obtaining state-of-the-art equipment if you require financing to purchase much-needed equipment for your business. We provide flexible terms and quick funding that will ensure your business does not lose out on enhancing its efficiency.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you want to rent your small company’s equipment, our equipment leases offer a cost effective alternative to conventional loans.
We can help you lease equipment with a value of approximately $200,000. We also supply flexible leasing terms that can be tailor-made to your business.
Business Mortgage Portland
A business mortgage provides a long-term lending option if you require to acquire a property for your small business. Our business mortgages function in a comparable way to standard property mortgages. We provide outstanding rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans offer alternative financing for business owners that require access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you do not need to pay interest until you take advantage of your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small business, they’re not liquid unless you receive payment. Our receivables funding offers access to the capital you need if you want to obtain cash against your accounts receivable value.
Invoice Factoring Portland
Our invoice factoring services can buy the value of your invoices for a cost if you have overdue invoices that impact your operating capital. This means that you’ll gain from upfront access to the cash that’s owed on your invoices. This is an outstanding service if you have high-value invoices that aren’t due for an extended duration.
SBA Loans Portland
Small Business Administration loans (SBA loans) offer small companies with access to government-backed lending. SBA loans supply an easy route for accessing the funds you require if you’re attempting to access financing for your small business. While this type of funding requires more documentation than many traditional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to keep paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Don’t lose out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are currently facing problems due to COVID-19. An EIDL loan can help you get back on your feet if your business has actually suffered monetary damage because of the current pandemic. We’re more than delighted to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of obtaining financing for your business. Unlike other loan providers, we provide both online and over-the-phone options for customers that want to apply or ask questions for a quote. If you’re ready to expand your operations, buy new assets, or cover immediate costs, then it’s time to take advantage of our funding options at American Direct Funding!
