American Direct Funding is a full-service business loan provider that provides outstanding rates, versatile terms, and a host of unique funding options. We’ve helped many small business owners in Sacramento access the financing they require to cover costs and increase operations.
Do you need a small business loan, mortgage loan, line of credit, or any other kind of funding? You can apply online or call our financing team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, we believe it’s necessary to provide company owners a variety of funding solutions. By supplying a long list of financing choices to our customers, we ensure that all types of business owners have access to loans and funding alternatives that are tailor-made to their requirements. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Sacramento
All businesses require working capital to satisfy near-term financial commitments, such as paying suppliers, buying stock, covering costs, and more. If your business is currently dealing with a lack of working capital, it can quickly start to impact your operations and abilities. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your daily expenses.
Lines of Credit
A credit line is a flexible form of revolving credit. Unlike a conventional loan, you only pay for a credit line when you take advantage of it– so if you don’t utilize it, you won’t pay interest on the cash limit that’s readily available to you.
We assist businesses access lines of credit at cost effective rates. If you need funding in the future, this is an outstanding financing tool to have at your disposal. If your business requires to obtain money at short notice, setting up a line of credit in advance is a feasible method to have immediate access to cash.
Bridge Funding Sacramento
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other expenses. If you have cash or funding coming from a different source, but you require bridge funding to cover immediate costs, our bridge loans are perfect. We’ve helped numerous small businesses cover immediate costs with our bridge financing!
Payroll Loans Sacramento
If you desire to keep your personnel happy and improve your employee retention rates, fulfilling your payroll obligations is essential. Our payroll loans are created specifically to prevent any problems if you believe your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re looking for a conventional form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an outstanding way to gain access to low-interest rates and pre-set payments. If you need a basic loan that’s easy to control, our term loans are here to help your business.
Equipment Loans Sacramento
Our equipment loans are built to streamline the process of acquiring state-of-the-art equipment if you require financing to buy much-needed equipment for your business. We provide flexible terms and fast funding that will ensure your business does not miss out on enhancing its efficiency.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you want to rent your small company’s equipment, our equipment leases offer an affordable option to traditional loans.
We can help you rent equipment with a valuation of as much as $200,000. We also supply versatile leasing terms that can be custom-made to your business.
Business Mortgage Sacramento
If you want to purchase a property for your small business, a business mortgage supplies a long-term lending option. Our business mortgages work in a comparable way to standard residential mortgages. We provide outstanding rates that assist your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual financiers. These loans provide alternative funding for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a comparable style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you do not need to pay interest until you tap into your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid until you receive payment. If you wish to borrow money against your accounts receivable worth, our receivables funding offers access to the capital you require.
Invoice Factoring Sacramento
If you have unsettled invoices that affect your working capital, our invoice factoring services can purchase the value of your invoices for a fee. This means that you’ll gain from upfront access to the money that’s owed on your invoices. This is an excellent service if you have high-value invoices that aren’t due for a long duration.
SBA Loans Sacramento
Small Business Administration loans (SBA loans) provide small companies with access to government-backed lending. If you’re attempting to gain access to financing for your small company, SBA loans offer an easy route for accessing the funds you require. While this kind of funding needs more paperwork than many traditional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Sacramento
PPP loans (Paycheck Protection Program loans) provide economic support for businesses affected by COVID-19. They’re provided to incentivize business owners to keep paid personnel. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Don’t lose out on this government-backed assistance.
EIDL Loans Sacramento
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has suffered financial damage because of the recent pandemic. We’re more than delighted to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of getting finance for your business. Unlike other lenders, we provide both online and over-the-phone options for clients that want to apply or ask questions for a quote. If you’re ready to increase your operations, buy new assets, or cover immediate costs, then it’s time to make the most of our funding possibilities at American Direct Funding!
