American Direct Funding is a full-service business loan provider that offers exceptional rates, versatile terms, and a host of special funding options. We have actually assisted numerous small business owners in Chicago access the financing they need to cover costs and expand operations.
Do you need a small business loan, mortgage, credit line, or any other kind of funding? You can apply online or call our lending team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s essential to offer company owners a variety of financing solutions. By providing a long list of financing alternatives to our clients, we ensure that all kinds of business owners have access to loans and financing choices that are tailor-made to their requirements. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Chicago
All businesses require working capital to fulfill near-term financial commitments, such as paying vendors, buying stock, covering bills, and more. It can quickly begin to impact your operations and capabilities if your business is presently facing a shortage of working capital. At American Direct Funding, our working capital loans offer versatile funding that will help your business cover your daily costs.
Lines of Credit
A line of credit is a flexible kind of revolving credit. Unlike a standard loan, you just pay for a line of credit when you take advantage of it– so if you do not use it, you will not pay interest on the cash limit that’s available to you.
We assist businesses access lines of credit at economical rates. This is an exceptional financing tool to have at your disposal if you require funding in the future. Establishing a credit line in advance is a feasible method to have immediate access to cash if your business needs to obtain cash at short notice.
Bridge Funding Chicago
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you require bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped many small companies cover immediate expenses with our bridge financing!
Payroll Loans Chicago
Satisfying your payroll obligations is important if you want to keep your personnel happy and improve your employee retention rates. Our payroll loans are designed specifically to prevent any issues if you think your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re searching for a standard form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional solution to gain access to pre-set payments and low-interest rates. If you need a basic loan that’s simple to control, our term loans are here to help your business.
Equipment Loans Chicago
Our equipment loans are built to streamline the process of acquiring modern equipment if you require financing to acquire much-needed equipment for your business. We provide versatile terms and fast funding that will ensure your business doesn’t lose out on improving its efficiency.
Equipment Leases
Not all businesses wish to purchase equipment with loans. If you want to rent your small business’ equipment, our equipment leases provide an affordable option to conventional loans.
We can help you rent equipment with a value of up to $200,000. We also provide flexible leasing terms that can be custom-made to your business.
Business Mortgage Chicago
If you need to acquire a property for your small company, a business mortgage provides a long-term lending alternative. Our business mortgages work in a similar manner to traditional residential mortgages. We offer excellent rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by private financiers. These loans provide alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s financed by private investment. With a hard money line, you do not need to pay interest until you tap into your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small company, they’re not liquid until you receive payment. If you wish to borrow money against your accounts receivable value, our receivables funding offers access to the capital you need.
Invoice Factoring Chicago
Our invoice factoring services can buy the value of your invoices for a fee if you have overdue invoices that impact your working capital. This means that you’ll take advantage of upfront access to the money that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended period, this is an excellent solution.
SBA Loans Chicago
Small Business Administration loans (SBA loans) supply small companies with access to government-backed financing. SBA loans provide an easy path for accessing the funds you need if you’re attempting to access funding for your small business. While this type of funding needs more paperwork than many conventional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Chicago
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to maintain paid personnel. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Do not lose out on this government-backed support.
EIDL Loans Chicago
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has suffered financial damage because of the current pandemic. We’re more than pleased to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of getting financing for your business. Unlike other lenders, we offer both over-the-phone and online choices for customers that wish to ask questions or apply for a quote. If you’re ready to increase your operations, buy brand-new assets, or cover immediate costs, then it’s time to make the most of our funding possibilities at American Direct Funding!
