American Direct Funding is a full-service business lender that offers excellent rates, versatile terms, and a host of special funding choices. We have actually helped many local business owners in Brooklyn access the funding they need to cover costs and increase operations.
Do you need a small business loan, mortgage, credit line, or any other type of funding? You can apply online or call our lending group today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, we believe it’s essential to provide business owners a range of financing solutions. By offering a long list of financing alternatives to our customers, we ensure that all types of business owners have access to loans and financing choices that are tailor-made to their needs. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Brooklyn
All businesses need working capital to fulfill near-term financial obligations, such as paying suppliers, buying stock, covering expenses, and more. If your business is presently facing a lack of working capital, it can quickly start to impact your operations and capabilities. At American Direct Funding, our working capital loans supply flexible funding that will help your business cover your daily expenditures.
Credit lines
A line of credit is a flexible kind of revolving credit. Unlike a standard loan, you just pay for a credit line when you take advantage of it– so if you don’t use it, you won’t pay interest on the cash limit that’s readily available to you.
We assist businesses access credit lines at cost effective rates. This is an excellent financing tool to have at your disposal if you need funding in the future. If your business needs to borrow cash at short notice, setting up a line of credit in advance is a feasible method to have immediate access to cash.
Bridge Funding Brooklyn
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have cash or funding originating from a separate source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve assisted many small companies cover immediate expenses with our bridge financing!
Payroll Loans Brooklyn
If you want to keep your staff happy and improve your worker retention rates, fulfilling your payroll responsibilities is essential. Our payroll loans are designed specifically to prevent any problems if you think your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re searching for a conventional form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an excellent way to access pre-set payments and low-interest rates. If you need a simple loan that’s simple to control, our term loans are here to help your business.
Equipment Loans Brooklyn
Our equipment loans are built to streamline the process of getting state-of-the-art equipment if you require financing to acquire much-needed equipment for your business. We provide versatile terms and quick funding that will guarantee your business doesn’t miss out on enhancing its efficiency.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you wish to lease your small business’ equipment, our equipment leases offer an economical alternative to traditional loans.
We can help you lease equipment with a valuation of up to $200,000. We also offer versatile leasing terms that can be tailor-made to your business.
Business Mortgage Brooklyn
If you need to purchase a property for your small company, a business mortgage supplies a long-term financing option. Our business mortgages work in a similar way to conventional residential mortgages. We provide outstanding rates that help your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private investors. These loans offer alternative funding for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a comparable style to hard money loans, a hard money line is a line of credit that’s funded by private financial investment. With a hard money line, you don’t need to pay interest until you tap into your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid until you receive payment. Our receivables funding offers access to the capital you need if you want to obtain money against your accounts receivable worth.
Invoice Factoring Brooklyn
Our invoice factoring services can purchase the value of your invoices for a cost if you have unsettled invoices that affect your working capital. This means that you’ll take advantage of upfront access to the money that’s owed on your invoices. This is an exceptional solution if you have high-value invoices that aren’t due for a long duration.
SBA Loans Brooklyn
Small Business Administration loans (SBA loans) offer small businesses with access to government-backed financing. SBA loans offer a simple path for accessing the funds you require if you’re attempting to access financing for your small business. While this type of funding needs more documentation than many traditional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Brooklyn
PPP loans (Paycheck Protection Program loans) provide economic support for businesses affected by COVID-19. They’re provided to incentivize business owners to retain paid personnel. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Brooklyn
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently dealing with issues due to COVID-19. An EIDL loan can help you get back on your feet if your company has actually suffered financial damage because of the recent pandemic. We’re more than happy to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of getting finance for your business. Unlike other loan providers, we offer both over-the-phone and online options for customers that wish to apply or ask questions for a quote. If you’re ready to expand your operations, acquire new assets, or cover immediate costs, then it’s time to benefit from our funding possibilities at American Direct Funding!
