American Direct Funding is a full-service business lender that offers excellent rates, flexible terms, and a host of special funding options. We’ve helped many small business owners in Portland access the financing they need to cover costs and increase operations.
Do you need a small business loan, mortgage, line of credit, or any other kind of funding? You can apply online or call our financing team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, we believe it’s vital to provide business owners a variety of funding solutions. By providing a long list of financing choices to our customers, we make sure that all types of business owners have access to loans and financing alternatives that are custom-made to their needs. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Portland
All businesses need working capital to fulfill near-term monetary responsibilities, such as paying vendors, buying stock, covering bills, and more. If your business is currently dealing with a shortage of working capital, it can quickly start to impact your operations and capabilities. At American Direct Funding, our working capital loans offer versatile funding that will help your business cover your day-to-day costs.
Lines of Credit
A credit line is a versatile type of revolving credit. Unlike a standard loan, you only pay for a line of credit when you take advantage of it– so if you don’t utilize it, you will not pay interest on the cash limit that’s readily available to you.
We assist businesses access lines of credit at economical rates. If you require funding in the future, this is an outstanding funding tool to have at your disposal. Setting up a credit line ahead of time is a feasible method to have immediate access to cash if your business needs to borrow money at short notice.
Bridge Funding Portland
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have cash or funding coming from a separate source, but you need bridge funding to cover immediate costs, our bridge loans are perfect. We’ve helped numerous small businesses cover immediate costs with our bridge financing!
Payroll Loans Portland
Meeting your payroll responsibilities is vital if you wish to keep your staff happy and enhance your employee retention rates. Our payroll loans are created specifically to avoid any issues if you think your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re searching for a traditional form of financing to cover the cost of bills, purchases, and other business transactions, a term loan is an excellent solution to access low-interest rates and pre-set payments. Our term loans are here to help your business if you want a basic loan that’s simple to handle.
Equipment Loans Portland
If you need financing to purchase much-needed equipment for your business, our equipment loans are built to streamline the process of obtaining state-of-the-art equipment. We provide flexible terms and fast funding that will ensure your business does not miss out on enhancing its efficiency.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you want to lease your small company’s equipment, our equipment leases offer an economical option to traditional loans.
We can help you lease equipment with a value of as much as $200,000. We also provide flexible leasing terms that can be tailor-made to your business.
Business Mortgage Portland
If you need to acquire a property for your small business, a business mortgage provides a long-term financing option. Our business mortgages work in a comparable way to conventional residential mortgages. We provide excellent rates that assist your business save money over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans offer alternative funding for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a comparable fashion to hard money loans, a hard money line is a line of credit that’s funded by private investment. With a hard money line, you do not need to pay interest until you take advantage of your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid unless you receive payment. If you wish to obtain money against your accounts receivable worth, our receivables funding provides access to the capital you require.
Invoice Factoring Portland
Our invoice factoring services can purchase the value of your invoices for a cost if you have unpaid invoices that impact your operating capital. This means that you’ll gain from upfront access to the money that’s owed on your invoices. If you have high-value invoices that aren’t due for a prolonged period, this is an exceptional solution.
SBA Loans Portland
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed financing. SBA loans supply an easy path for accessing the funds you need if you’re struggling to gain access to financing for your small business. While this kind of funding needs more documentation than many conventional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) provide economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to maintain paid staff. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial benefits of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently dealing with issues due to COVID-19. An EIDL loan can help you get back on your feet if your company has suffered monetary damage because of the recent pandemic. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of acquiring finance for your business. Unlike other loan providers, we provide both online and over-the-phone options for customers that want to apply or ask questions for a quote. If you’re ready to increase your operations, acquire brand-new assets, or cover immediate costs, then it’s time to make the most of our funding possibilities at American Direct Funding!
