American Direct Funding is a full-service business loan provider that offers excellent rates, versatile terms, and a host of special funding options. We have actually assisted many small business owners in Portland access the financing they need to cover costs and expand operations.
Do you need a small business loan, mortgage loan, credit line, or any other form of funding? You can apply online or call our lending team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s necessary to offer business owners a range of funding services. By providing a long list of financing options to our clients, we ensure that all kinds of business owners have access to loans and funding options that are custom-made to their needs. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Portland
All businesses need working capital to fulfill near-term financial obligations, such as paying vendors, buying stock, covering costs, and more. It can quickly begin to impact your operations and abilities if your business is currently dealing with a lack of working capital. At American Direct Funding, our working capital loans provide versatile funding that will help your business cover your everyday costs.
Credit lines
A credit line is a versatile type of revolving credit. Unlike a conventional loan, you only pay for a credit line when you use it– so if you do not utilize it, you won’t pay interest on the cash limit that’s readily available to you.
We help businesses access credit lines at affordable rates. If you need funding in the future, this is an exceptional financing tool to have at your disposal. If your business requires to obtain money at short notice, setting up a line of credit in advance is a feasible way to have immediate access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding coming from a separate source, but you require bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped numerous small companies cover immediate costs with our bridge financing!
Payroll Loans Portland
Satisfying your payroll obligations is important if you wish to keep your staff content and improve your worker retention rates. Our payroll loans are designed specifically to prevent any issues if you believe your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re searching for a traditional form of funding to cover the cost of bills, purchases, and other business transactions, a term loan is an outstanding solution to access low-interest rates and pre-set payments. Our term loans are here to help your business if you want a basic loan that’s simple to manage.
Equipment Loans Portland
Our equipment loans are built to simplify the process of getting state-of-the-art equipment if you need funding to purchase much-needed equipment for your business. We provide flexible terms and quick funding that will guarantee your business does not lose out on improving its efficiency.
Equipment Leases
Not all businesses wish to buy equipment with loans. If you wish to rent your small business’ equipment, our equipment leases provide a budget friendly option to standard loans.
We can help you lease equipment with a value of up to $200,000. We also provide versatile leasing terms that can be tailor-made to your business.
Business Mortgage Portland
If you want to buy a property for your small company, a business mortgage supplies a long-term financing option. Our business mortgages function in a comparable manner to traditional residential mortgages. We provide exceptional rates that assist your business save money over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by individual financiers. These loans provide alternative funding for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s funded by private financial investment. With a hard money line, you don’t need to pay interest until you tap into your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid unless you receive payment. Our receivables funding provides access to the capital you need if you want to borrow money against your accounts receivable worth.
Invoice Factoring Portland
Our invoice factoring services can purchase the value of your invoices for a cost if you have unpaid invoices that impact your operating capital. This means that you’ll benefit from upfront access to the money that’s owed on your invoices. This is an outstanding service if you have high-value invoices that aren’t due for an extended period.
SBA Loans Portland
Small Business Administration loans (SBA loans) supply small companies with access to government-backed financing. If you’re struggling to gain access to financing for your small business, SBA loans provide an easy path for accessing the funds you require. While this type of funding needs more documentation than many conventional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to keep paid staff. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your company has actually suffered monetary damage because of the recent pandemic. We’re more than pleased to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of acquiring financing for your business. Unlike other lenders, we provide both over-the-phone and online options for customers that wish to apply or ask questions for a quote. If you’re ready to expand your operations, buy new assets, or cover immediate costs, then it’s time to take advantage of our funding possibilities at American Direct Funding!
