American Direct Funding is a full-service business lender that offers excellent rates, flexible terms, and a host of unique funding choices. We have actually helped countless small business owners in Tampa access the financing they need to cover costs and expand operations.
Do you need a small business loan, mortgage, line of credit, or any other type of funding? You can apply online or call our financing team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, we believe it’s essential to provide company owners a range of financing services. By providing a long list of financing alternatives to our customers, we ensure that all kinds of business owners have access to loans and funding options that are custom-made to their needs. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Tampa
All businesses require working capital to meet near-term monetary commitments, such as paying suppliers, buying stock, covering bills, and more. If your business is currently dealing with a lack of working capital, it can rapidly start to affect your capabilities and operations. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your everyday expenditures.
Lines of Credit
A credit line is a flexible kind of revolving credit. Unlike a conventional loan, you only pay for a credit line when you use it– so if you do not use it, you will not pay interest on the cash limit that’s readily available to you.
We help businesses gain access to lines of credit at affordable rates. This is an exceptional funding tool to have at your disposal if you need funding in the future. Establishing a credit line beforehand is a feasible way to have instant access to cash if your business needs to borrow cash at short notice.
Bridge Funding Tampa
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other expenses. If you have money or funding coming from a different source, but you require bridge funding to cover immediate costs, our bridge loans are perfect. We’ve helped many small companies cover immediate expenses with our bridge financing!
Payroll Loans Tampa
If you desire to keep your personnel happy and improve your employee retention rates, meeting your payroll obligations is important. Our payroll loans are created specifically to prevent any issues if you believe your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re searching for a traditional form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an outstanding way to gain access to pre-set payments and low-interest rates. Our term loans are here to help your business if you want a basic loan that’s easy to handle.
Equipment Loans Tampa
Our equipment loans are built to streamline the process of getting state-of-the-art equipment if you require financing to acquire much-needed equipment for your business. We offer versatile terms and fast funding that will ensure your business does not miss out on improving its performance.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you wish to lease your small company’s equipment, our equipment leases provide a budget-friendly alternative to standard loans.
We can help you rent equipment with a valuation of up to $200,000. We also supply flexible leasing terms that can be custom-made to your business.
Business Mortgage Tampa
A business mortgage supplies a long-term financing alternative if you require to acquire a property for your small business. Our business mortgages function in a comparable way to traditional property mortgages. We offer outstanding rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by private investors. These loans offer alternative funding for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s financed by private investment. With a hard money line, you don’t need to pay interest until you tap into your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid until you receive payment. If you want to borrow cash against your accounts receivable value, our receivables funding offers access to the capital you require.
Invoice Factoring Tampa
Our invoice factoring services can buy the value of your invoices for a cost if you have unsettled invoices that impact your operating capital. This means that you’ll gain from upfront access to the money that’s owed on your invoices. This is an excellent solution if you have high-value invoices that aren’t due for an extended period.
SBA Loans Tampa
Small Business Administration loans (SBA loans) offer small businesses with access to government-backed financing. If you’re struggling to gain access to funding for your small company, SBA loans provide an easy path for accessing the funds you need. While this type of funding needs more paperwork than many conventional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Tampa
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to keep paid personnel. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary benefits of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Tampa
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your company has suffered financial damage because of the recent pandemic. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of acquiring finance for your business. Unlike other loan providers, we provide both over-the-phone and online options for clients that want to apply or ask questions for a quote. If you’re ready to expand your operations, purchase brand-new assets, or cover immediate costs, then it’s time to benefit from our funding possibilities at American Direct Funding!
