American Direct Funding is a full-service business lender that provides outstanding rates, versatile terms, and a host of unique funding choices. We have actually assisted countless small business owners in Seattle access the funding they need to cover costs and expand operations.
Do you need a small business loan, mortgage, line of credit, or any other kind of funding? You can apply online or call our financing team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s vital to provide business owners a range of funding services. By providing a long list of financing choices to our customers, we ensure that all types of business owners have access to loans and funding choices that are tailor-made to their requirements. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Seattle
All businesses require working capital to meet near-term financial obligations, such as paying suppliers, buying stock, covering bills, and more. It can quickly start to affect your operations and capabilities if your business is presently dealing with a shortage of working capital. At American Direct Funding, our working capital loans provide flexible funding that will help your business cover your everyday expenses.
Credit lines
A credit line is a versatile form of revolving credit. Unlike a standard loan, you only pay for a credit line when you use it– so if you don’t use it, you will not pay interest on the cash limit that’s readily available to you.
We help businesses gain access to credit lines at cost effective rates. If you require funding in the future, this is an excellent financing tool to have at your disposal. Setting up a line of credit in advance is a feasible way to have immediate access to cash if your business needs to borrow money at short notice.
Bridge Funding Seattle
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have money or funding originating from a different source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped many small companies cover immediate costs with our bridge financing!
Payroll Loans Seattle
If you want to keep your staff happy and improve your worker retention rates, meeting your payroll responsibilities is vital. Our payroll loans are designed specifically to prevent any issues if you think your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re looking for a standard form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional way to access low-interest rates and pre-set payments. Our term loans are here to help your business if you need a basic loan that’s easy to manage.
Equipment Loans Seattle
If you require financing to purchase much-needed equipment for your business, our equipment loans are built to streamline the process of getting modern equipment. We provide flexible terms and quick funding that will guarantee your business does not miss out on improving its productivity.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you want to lease your small business’ equipment, our equipment leases provide an affordable alternative to traditional loans.
We can help you lease equipment with a value of as much as $200,000. We also supply flexible leasing terms that can be tailor-made to your business.
Business Mortgage Seattle
If you need to buy a property for your small business, a business mortgage provides a long-term financing alternative. Our business mortgages function in a similar manner to traditional property mortgages. We provide exceptional rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by individual financiers. These loans provide alternative financing for business owners that need access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you do not need to pay interest until you use your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid unless you receive payment. If you wish to obtain cash against your accounts receivable value, our receivables funding provides access to the capital you require.
Invoice Factoring Seattle
Our invoice factoring services can buy the value of your invoices for a fee if you have unsettled invoices that affect your operating capital. This means that you’ll benefit from upfront access to the money that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended duration, this is an excellent service.
SBA Loans Seattle
Small Business Administration loans (SBA loans) supply small companies with access to government-backed financing. SBA loans provide a simple route for accessing the cash you require if you’re attempting to gain access to financing for your small business. While this kind of funding requires more documentation than many traditional loans, the government-backed nature of the lending product guarantees it’s more available.
PPP Loans Seattle
PPP loans (Paycheck Protection Program loans) provide economic support for businesses impacted by COVID-19. They’re offered to incentivize business owners to maintain paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Don’t lose out on this government-backed support.
EIDL Loans Seattle
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are currently dealing with issues due to COVID-19. If your business has suffered financial damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of getting financing for your business. Unlike other loan providers, we provide both online and over-the-phone options for clients that wish to apply or ask questions for a quote. If you’re ready to increase your operations, acquire brand-new assets, or cover immediate costs, then it’s time to take advantage of our funding options at American Direct Funding!
