American Direct Funding is a full-service business loan provider that offers excellent rates, versatile terms, and a host of unique funding alternatives. We’ve assisted countless small business owners in Sacramento access the funding they require to cover costs and increase operations.
Do you need a small business loan, mortgage loan, line of credit, or any other type of funding? You can apply online or call our financing team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s essential to offer company owners a range of funding services. By providing a long list of lending alternatives to our clients, we ensure that all types of business owners have access to loans and funding alternatives that are custom-made to their requirements. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Sacramento
All businesses require working capital to satisfy near-term monetary obligations, such as paying vendors, buying stock, covering costs, and more. If your business is currently facing a lack of working capital, it can rapidly start to impact your operations and abilities. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your day-to-day expenditures.
Credit lines
A line of credit is a flexible kind of revolving credit. Unlike a standard loan, you just pay for a credit line when you use it– so if you do not use it, you will not pay interest on the cash limit that’s readily available to you.
We assist businesses gain access to credit lines at cost effective rates. If you need funding in the future, this is an exceptional funding tool to have at your disposal. If your business needs to obtain cash at short notice, setting up a line of credit in advance is a viable method to have instant access to cash.
Bridge Funding Sacramento
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you require bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped numerous small companies cover immediate expenses with our bridge financing!
Payroll Loans Sacramento
Satisfying your payroll obligations is important if you wish to keep your personnel happy and enhance your employee retention rates. Our payroll loans are designed specifically to prevent any problems if you believe your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re searching for a standard form of financing to cover the cost of bills, purchases, and other business transactions, a term loan is an exceptional solution to gain access to low-interest rates and pre-set payments. If you need a simple loan that’s simple to control, our term loans are here to help your business.
Equipment Loans Sacramento
If you require funding to buy much-needed equipment for your business, our equipment loans are built to simplify the process of obtaining state-of-the-art equipment. We provide versatile terms and quick funding that will ensure your business doesn’t miss out on enhancing its productivity.
Equipment Leases
Not all businesses want to buy equipment with loans. If you wish to rent your small business’ equipment, our equipment leases offer an affordable option to traditional loans.
We can help you rent equipment with a value of approximately $200,000. We also provide versatile leasing terms that can be tailor-made to your business.
Business Mortgage Sacramento
If you need to buy a property for your small company, a business mortgage offers a long-term lending option. Our business mortgages work in a comparable manner to conventional residential mortgages. We offer excellent rates that assist your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by private financiers. These loans offer alternative financing for business owners that need access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s funded by private investment. With a hard money line, you don’t need to pay interest until you tap into your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid unless you receive payment. Our receivables funding provides access to the capital you require if you want to borrow cash against your accounts receivable value.
Invoice Factoring Sacramento
If you have unpaid invoices that affect your working capital, our invoice factoring services can acquire the value of your invoices for a fee. This means that you’ll benefit from upfront access to the cash that’s owed on your invoices. This is an exceptional service if you have high-value invoices that aren’t due for an extended duration.
SBA Loans Sacramento
Small Business Administration loans (SBA loans) supply small companies with access to government-backed financing. SBA loans offer an easy route for accessing the cash you need if you’re struggling to gain access to funding for your small business. While this kind of funding requires more documentation than many traditional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Sacramento
PPP loans (Paycheck Protection Program loans) provide economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to keep paid staff. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Sacramento
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently facing problems due to COVID-19. If your company has actually suffered monetary damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of getting financing for your business. Unlike other lenders, we provide both over-the-phone and online choices for customers that wish to ask questions or apply for a quote. If you’re ready to expand your operations, buy brand-new assets, or cover immediate costs, then it’s time to take advantage of our funding options at American Direct Funding!
