American Direct Funding is a full-service business lender that supplies excellent rates, versatile terms, and a host of special funding choices. We’ve assisted many small business owners in New York access the funding they require to cover costs and increase operations.
Do you need a small business loan, mortgage, credit line, or any other kind of funding? You can apply online or call our lending group today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, our company believes it’s important to provide business owners a range of financing services. By offering a long list of lending choices to our clients, we ensure that all kinds of business owners have access to loans and financing options that are tailor-made to their needs. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans New York
All businesses require working capital to fulfill near-term monetary responsibilities, such as paying suppliers, buying stock, covering costs, and more. It can quickly start to impact your operations and abilities if your business is currently facing a lack of working capital. At American Direct Funding, our working capital loans provide flexible funding that will help your business cover your everyday expenditures.
Lines of Credit
A credit line is a flexible type of revolving credit. Unlike a traditional loan, you only pay for a credit line when you tap into it– so if you don’t utilize it, you will not pay interest on the cash limit that’s readily available to you.
We help businesses gain access to credit lines at economical rates. If you need funding in the future, this is an outstanding funding tool to have at your disposal. Establishing a credit line ahead of time is a viable method to have immediate access to cash if your business needs to borrow money at short notice.
Bridge Funding New York
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other expenses. If you have money or funding coming from a different source, but you need bridge funding to cover immediate costs, our bridge loans are ideal. We’ve assisted many small companies cover immediate costs with our bridge financing!
Payroll Loans New York
Fulfilling your payroll obligations is important if you want to keep your personnel happy and enhance your worker retention rates. Our payroll loans are created specifically to avoid any problems if you think your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re looking for a traditional form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an excellent solution to gain access to pre-set payments and low-interest rates. If you want a simple loan that’s easy to manage, our term loans are here to help your business.
Equipment Loans New York
Our equipment loans are built to simplify the process of acquiring modern equipment if you need financing to acquire much-needed equipment for your business. We provide flexible terms and fast funding that will guarantee your business does not lose out on enhancing its efficiency.
Equipment Leases
Not all businesses want to buy equipment with loans. If you wish to rent your small company’s equipment, our equipment leases offer a budget friendly alternative to conventional loans.
We can help you rent equipment with a valuation of up to $200,000. We also provide versatile leasing terms that can be tailor-made to your business.
Business Mortgage New York
If you need to acquire a property for your small company, a business mortgage provides a long-term lending option. Our business mortgages function in a similar way to traditional residential mortgages. We provide exceptional rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by individual investors. These loans provide alternative funding for business owners that require access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a comparable style to hard money loans, a hard money line is a credit line that’s financed by private financial investment. With a hard money line, you don’t need to pay interest until you tap into your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid unless you receive payment. If you want to obtain cash against your accounts receivable value, our receivables funding offers access to the capital you need.
Invoice Factoring New York
Our invoice factoring services can purchase the value of your invoices for a fee if you have overdue invoices that impact your operating capital. This means that you’ll benefit from upfront access to the money that’s owed on your invoices. This is an excellent service if you have high-value invoices that aren’t due for an extended duration.
SBA Loans New York
Small Business Administration loans (SBA loans) offer small businesses with access to government-backed financing. SBA loans supply a simple path for accessing the funds you need if you’re struggling to gain access to financing for your small business. While this type of funding requires more documentation than many traditional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans New York
PPP loans (Paycheck Protection Program loans) provide economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to maintain paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary benefits of PPP loans. Don’t lose out on this government-backed support.
EIDL Loans New York
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently facing issues due to COVID-19. If your business has actually suffered financial damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than delighted to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of acquiring financing for your business. Unlike other lenders, we offer both over-the-phone and online choices for customers that wish to ask questions or apply for a quote. If you’re ready to expand your operations, acquire new assets, or cover immediate costs, then it’s time to take advantage of our funding possibilities at American Direct Funding!
