American Direct Funding is a full-service business loan provider that supplies excellent rates, versatile terms, and a host of special funding options. We’ve assisted numerous local business owners in Saint Louis access the financing they require to cover costs and increase operations.
Do you need a small business loan, mortgage, line of credit, or any other type of funding? You can apply online or call our financing team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s essential to provide company owners a range of financing services. By supplying a long list of lending choices to our customers, we ensure that all kinds of business owners have access to loans and funding choices that are custom-made to their needs. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Saint Louis
All businesses need working capital to satisfy near-term monetary commitments, such as paying vendors, buying stock, covering bills, and more. It can quickly begin to affect your operations and abilities if your business is presently facing a shortage of working capital. At American Direct Funding, our working capital loans supply flexible funding that will help your business cover your day-to-day expenses.
Credit lines
A credit line is a versatile kind of revolving credit. Unlike a standard loan, you only pay for a line of credit when you take advantage of it– so if you don’t use it, you will not pay interest on the cash limit that’s readily available to you.
We assist businesses access credit lines at affordable rates. If you need funding in the future, this is an excellent financing tool to have at your disposal. If your business needs to borrow money at short notice, setting up a line of credit in advance is a practical method to have immediate access to cash.
Bridge Funding Saint Louis
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other expenses. If you have cash or funding coming from a different source, but you need bridge funding to cover immediate costs, our bridge loans are ideal. We’ve helped countless small companies cover immediate costs with our bridge financing!
Payroll Loans Saint Louis
If you want to keep your staff happy and improve your employee retention rates, fulfilling your payroll commitments is vital. Our payroll loans are designed specifically to prevent any issues if you believe your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re looking for a standard form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an excellent solution to gain access to low-interest rates and pre-set payments. If you need a simple loan that’s easy to control, our term loans are here to help your business.
Equipment Loans Saint Louis
If you require financing to acquire much-needed equipment for your business, our equipment loans are built to simplify the process of getting modern equipment. We provide flexible terms and fast funding that will guarantee your business does not miss out on enhancing its efficiency.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you wish to rent your small business’ equipment, our equipment leases provide a cost effective option to traditional loans.
We can help you lease equipment with a valuation of approximately $200,000. We also offer versatile leasing terms that can be custom-made to your business.
Business Mortgage Saint Louis
If you want to acquire a property for your small company, a business mortgage offers a long-term financing option. Our business mortgages function in a similar way to standard property mortgages. We offer exceptional rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans offer alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a credit line that’s financed by private investment. With a hard money line, you do not need to pay interest until you tap into your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid unless you receive payment. If you wish to obtain cash against your accounts receivable worth, our receivables funding offers access to the capital you require.
Invoice Factoring Saint Louis
Our invoice factoring services can acquire the value of your invoices for a fee if you have overdue invoices that affect your working capital. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. This is an exceptional solution if you have high-value invoices that aren’t due for a long duration.
SBA Loans Saint Louis
Small Business Administration loans (SBA loans) provide small businesses with access to government-backed lending. SBA loans offer a simple route for accessing the funds you need if you’re struggling to gain access to financing for your small business. While this type of funding requires more documentation than many conventional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Saint Louis
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re provided to incentivize business owners to retain paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Don’t lose out on this government-backed support.
EIDL Loans Saint Louis
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently facing issues due to COVID-19. If your business has actually suffered monetary damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than delighted to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the process of acquiring finance for your business. Unlike other lenders, we provide both online and over-the-phone choices for customers that want to ask questions or apply for a quote. If you’re ready to expand your operations, acquire brand-new assets, or cover immediate costs, then it’s time to make the most of our funding options at American Direct Funding!
