Business HELOC
Turn Your Home Equity Into Capital for Your Business.
Access the equity in your home to fund growth, cover expenses, purchase equipment, or take advantage of your next business opportunity.
GET STARTEDFlexible financing backed by the equity you’ve already built.
Business HELOC FAQs
What is a Business HELOC?
How much could I qualify for?
What can I use the funds for?
Is my home used as collateral?
How is a HELOC different from a business loan?
Can I use a HELOC if I’m self-employed?
Does applying affect my credit?
A Flexible Way to Fund What’s Next
Access Meaningful Capital
Turn available home equity into financing for your business needs.
Use It Where Your Business Needs It
From inventory and equipment to expansion and working capital, your financing can support a wide range of business priorities.
A Line Built Around Your Equity
Your available financing is based in part on the equity in your property, along with credit and underwriting requirements.
Your Home Equity. Your Business Opportunity.
A Business HELOC gives qualified homeowners access to a line of credit secured by their home equity.
Instead of relying only on traditional business financing, you may be able to unlock capital from the value you’ve already built in your property and put it to work in your business.
A line of credit can provide flexibility to access funds as needed, subject to your available credit and financing terms.
Use the Funds for Your Business
- Working capital
- Inventory and supplies
- Equipment purchases
- Expansion or renovations
- Marketing and advertising
- Hiring and payroll
- Unexpected business expenses
Put Your Equity to Work for Your Business
Access capital for the business priorities that matter most.
Grow Your Business
Open a new location, renovate your space, or invest in the next stage of growth.
Purchase Equipment
Finance machinery, vehicles, technology, or other equipment your business needs.
Build Inventory
Stock up for busy seasons, large orders, or new opportunities.
Strengthen Cash Flow
Create additional flexibility for operating expenses and working capital.
Invest in Marketing
Fund campaigns, customer acquisition, technology, and other growth initiatives.
Build Your Team
Support hiring, payroll, training, and other workforce expenses.
A Simpler Path to Business Capital
Tell Us About Yourself
Complete the short online form with information about your property and financing needs.
Review Your Options
We’ll review your information and help identify HELOC options that may fit your situation.
Move Forward
If you qualify and choose to proceed, complete the required underwriting and closing steps to access your funds.
See What Options May Be Available
Tell us a little about your property and financing needs to get started.
No obligation to move forward. Financing is subject to approval, underwriting requirements, lender terms, and program availability.
See What Your Home Equity Could Do for Your Business
If you own a home with available equity, a HELOC may provide another source of capital for your business.
The amount and terms available to you will depend on factors such as your home value, existing mortgage balance, available equity, income, credit profile, and lender underwriting requirements.
Because a HELOC is secured by residential real estate, your property may serve as collateral. Carefully review all financing terms and risks before proceeding.
Information You May Need
- Property address
- Estimated home value
- Current mortgage balance
- Basic personal information
- Income information
- Business information
Your Home Has Equity. Your Business Has Plans.
See whether a Business HELOC could help you turn that equity into capital for your next move.
CHECK MY OPTIONSHave questions? Call (855) 955-4921