American Direct Funding is a full-service business lender that supplies excellent rates, flexible terms, and a host of special funding options. We have actually assisted countless local business owners in Sacramento access the funding they require to cover costs and expand operations.
Do you need a small business loan, mortgage loan, credit line, or any other form of funding? You can apply online or call our lending group today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s important to provide company owners a variety of funding services. By offering a long list of financing options to our clients, we guarantee that all kinds of business owners have access to loans and funding options that are custom-made to their requirements. Let’s explore our funding opportunities in more information below:
Working Capital Loans Sacramento
All businesses require working capital to meet near-term monetary obligations, such as paying suppliers, buying stock, covering expenses, and more. If your business is presently facing a lack of working capital, it can rapidly begin to impact your operations and capabilities. At American Direct Funding, our working capital loans supply versatile funding that will help your business cover your daily expenditures.
Credit lines
A line of credit is a versatile type of revolving credit. Unlike a conventional loan, you only pay for a line of credit when you take advantage of it– so if you don’t use it, you won’t pay interest on the cash limit that’s readily available to you.
We assist businesses access credit lines at economical rates. This is an exceptional funding tool to have at your disposal if you need funding in the future. Establishing a line of credit in advance is a feasible way to have immediate access to cash if your business needs to obtain cash at short notice.
Bridge Funding Sacramento
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding coming from a separate source, but you need bridge funding to cover immediate costs, our bridge loans are ideal. We’ve assisted numerous small businesses cover immediate expenses with our bridge financing!
Payroll Loans Sacramento
Fulfilling your payroll obligations is important if you wish to keep your staff content and improve your worker retention rates. If you believe your business is facing a liquidity concern that will prevent you from paying your personnel, our payroll loans are created especially to prevent any issues.
Term Loans
If you’re looking for a traditional form of funding to cover the cost of bills, purchases, and other business transactions, a term loan is an exceptional solution to access low-interest rates and pre-set payments. If you need a basic loan that’s simple to manage, our term loans are here to help your business.
Equipment Loans Sacramento
Our equipment loans are built to simplify the process of obtaining state-of-the-art equipment if you need financing to acquire much-needed equipment for your business. We provide flexible terms and quick funding that will ensure your business doesn’t lose out on enhancing its productivity.
Equipment Leases
Not all businesses wish to purchase equipment with loans. If you want to lease your small company’s equipment, our equipment leases provide a budget friendly alternative to standard loans.
We can help you rent equipment with a value of as much as $200,000. We also supply versatile leasing terms that can be tailor-made to your business.
Business Mortgage Sacramento
A business mortgage supplies a long-term lending alternative if you need to acquire a property for your small business. Our business mortgages work in a similar way to conventional residential mortgages. We provide outstanding rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by individual financiers. These loans provide alternative funding for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you don’t need to pay interest until you take advantage of your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid unless you receive payment. If you want to obtain money against your accounts receivable value, our receivables funding offers access to the capital you need.
Invoice Factoring Sacramento
If you have unsettled invoices that affect your working capital, our invoice factoring services can acquire the value of your invoices for a fee. This means that you’ll gain from upfront access to the cash that’s owed on your invoices. This is an outstanding service if you have high-value invoices that aren’t due for a long period.
SBA Loans Sacramento
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed lending. SBA loans provide an easy path for accessing the cash you need if you’re attempting to access funding for your small business. While this kind of funding requires more paperwork than many conventional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Sacramento
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to keep paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary benefits of PPP loans. Don’t lose out on this government-backed assistance.
EIDL Loans Sacramento
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently facing problems due to COVID-19. If your business has suffered financial damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than happy to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the process of getting finance for your business. Unlike other loan providers, we offer both online and over-the-phone choices for clients that wish to ask questions or apply for a quote. If you’re ready to expand your operations, purchase new assets, or cover immediate costs, then it’s time to benefit from our funding possibilities at American Direct Funding!
