American Direct Funding is a full-service business loan provider that supplies exceptional rates, flexible terms, and a host of unique funding choices. We’ve helped countless small business owners in Portland access the funding they need to cover costs and increase operations.
Do you need a small business loan, mortgage, line of credit, or any other form of funding? You can apply online or call our financing team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, our company believes it’s vital to provide business owners a variety of funding solutions. By offering a long list of financing options to our clients, we make sure that all types of business owners have access to loans and funding choices that are custom-made to their requirements. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Portland
All businesses need working capital to meet near-term financial commitments, such as paying suppliers, buying stock, covering costs, and more. If your business is presently dealing with a lack of working capital, it can quickly begin to affect your capabilities and operations. At American Direct Funding, our working capital loans supply versatile funding that will help your business cover your daily costs.
Lines of Credit
A credit line is a flexible type of revolving credit. Unlike a standard loan, you only pay for a line of credit when you take advantage of it– so if you do not utilize it, you will not pay interest on the cash limit that’s available to you.
We help businesses gain access to credit lines at cost effective rates. This is an excellent funding tool to have at your disposal if you need funding in the future. If your business needs to borrow cash at short notice, setting up a line of credit in advance is a feasible way to have immediate access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you need bridge funding to cover immediate costs, our bridge loans are ideal. We’ve helped many small businesses cover immediate expenses with our bridge financing!
Payroll Loans Portland
Satisfying your payroll responsibilities is vital if you want to keep your staff content and improve your worker retention rates. If you believe your business is facing a liquidity problem that will stop you from paying your staff members, our payroll loans are created specifically to prevent any issues.
Term Loans
If you’re searching for a conventional form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an excellent way to gain access to pre-set payments and low-interest rates. Our term loans are here to help your business if you want a basic loan that’s simple to handle.
Equipment Loans Portland
Our equipment loans are built to streamline the process of getting state-of-the-art equipment if you need financing to buy much-needed equipment for your business. We offer flexible terms and quick funding that will guarantee your business doesn’t lose out on improving its performance.
Equipment Leases
Not all businesses wish to acquire equipment with loans. If you wish to lease your small company’s equipment, our equipment leases offer an economical alternative to traditional loans.
We can help you rent equipment with a valuation of as much as $200,000. We also provide versatile leasing terms that can be tailor-made to your business.
Business Mortgage Portland
If you want to buy a property for your small business, a business mortgage offers a long-term financing choice. Our business mortgages work in a similar manner to conventional residential mortgages. We offer excellent rates that assist your business save money over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans offer alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you don’t need to pay interest until you take advantage of your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small company, they’re not liquid unless you receive payment. If you want to borrow cash against your accounts receivable value, our receivables funding offers access to the capital you need.
Invoice Factoring Portland
Our invoice factoring services can acquire the value of your invoices for a fee if you have unsettled invoices that affect your operating capital. This means that you’ll benefit from upfront access to the cash that’s owed on your invoices. If you have high-value invoices that aren’t due for a prolonged period, this is an outstanding service.
SBA Loans Portland
Small Business Administration loans (SBA loans) offer small companies with access to government-backed financing. SBA loans provide an easy path for accessing the cash you require if you’re attempting to gain access to funding for your small business. While this kind of funding requires more paperwork than many conventional loans, the government-backed nature of the lending product guarantees it’s more available.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) provide economic support for businesses impacted by COVID-19. They’re offered to incentivize business owners to maintain paid staff. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial benefits of PPP loans. Don’t lose out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently dealing with issues due to COVID-19. If your business has actually suffered financial damage because of the recent pandemic, an EIDL loan can help you get back on your feet. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the experience of obtaining financing for your business. Unlike other lenders, we provide both over-the-phone and online options for customers that want to apply or ask questions for a quote. If you’re ready to expand your operations, purchase new assets, or cover immediate costs, then it’s time to make the most of our funding options at American Direct Funding!
