American Direct Funding is a full-service business loan provider that supplies excellent rates, versatile terms, and a host of special funding choices. We have actually assisted numerous local business owners in Philadelphia access the funding they require to cover costs and expand operations.
Do you need a small business loan, mortgage, credit line, or any other type of funding? You can apply online or call our lending group today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, our company believes it’s important to provide business owners a range of funding services. By providing a long list of financing options to our clients, we guarantee that all kinds of business owners have access to loans and funding choices that are custom-made to their needs. Let’s explore our funding opportunities in more information below:
Working Capital Loans Philadelphia
All businesses need working capital to satisfy near-term financial commitments, such as paying suppliers, buying stock, covering costs, and more. If your business is currently dealing with a shortage of working capital, it can quickly begin to impact your capabilities and operations. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your day-to-day expenses.
Lines of Credit
A line of credit is a flexible form of revolving credit. Unlike a traditional loan, you just pay for a credit line when you tap into it– so if you don’t utilize it, you won’t pay interest on the cash limit that’s available to you.
We help businesses access lines of credit at cost effective rates. This is an outstanding financing tool to have at your disposal if you require funding in the future. If your business requires to borrow money at short notice, setting up a line of credit in advance is a practical method to have immediate access to cash.
Bridge Funding Philadelphia
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have cash or funding originating from a separate source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped many small companies cover immediate costs with our bridge financing!
Payroll Loans Philadelphia
Fulfilling your payroll commitments is vital if you wish to keep your staff happy and improve your employee retention rates. If you think your business is facing a liquidity problem that will stop you from paying your personnel, our payroll loans are created specifically to avoid any issues.
Term Loans
If you’re searching for a standard form of financing to cover the cost of bills, purchases, and other business transactions, a term loan is an exceptional way to access pre-set payments and low-interest rates. Our term loans are here to help your business if you want a simple loan that’s simple to handle.
Equipment Loans Philadelphia
Our equipment loans are built to simplify the process of getting modern equipment if you require funding to purchase much-needed equipment for your business. We provide versatile terms and fast funding that will ensure your business doesn’t miss out on improving its performance.
Equipment Leases
Not all businesses want to buy equipment with loans. If you want to rent your small business’ equipment, our equipment leases offer an economical option to traditional loans.
We can help you rent equipment with a valuation of approximately $200,000. We also provide flexible leasing terms that can be tailor-made to your business.
Business Mortgage Philadelphia
A business mortgage offers a long-term lending alternative if you require to buy a property for your small business. Our business mortgages work in a comparable manner to conventional residential mortgages. We provide exceptional rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by private financiers. These loans provide alternative funding for business owners that require access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s funded by private investment. With a hard money line, you do not need to pay interest until you use your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid until you receive payment. Our receivables funding offers access to the capital you require if you want to obtain cash against your accounts receivable worth.
Invoice Factoring Philadelphia
If you have unsettled invoices that affect your working capital, our invoice factoring services can purchase the value of your invoices for a fee. This means that you’ll benefit from upfront access to the money that’s owed on your invoices. This is an exceptional solution if you have high-value invoices that aren’t due for an extended duration.
SBA Loans Philadelphia
Small Business Administration loans (SBA loans) provide small companies with access to government-backed financing. If you’re attempting to gain access to funding for your small company, SBA loans provide a simple path for accessing the funds you require. While this kind of funding requires more documentation than many conventional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Philadelphia
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re offered to incentivize business owners to keep paid personnel. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial benefits of PPP loans. Do not lose out on this government-backed support.
EIDL Loans Philadelphia
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently dealing with problems due to COVID-19. An EIDL loan can help you get back on your feet if your business has actually suffered financial damage because of the recent pandemic. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of getting finance for your business. Unlike other lenders, we provide both online and over-the-phone choices for customers that want to ask questions or apply for a quote. If you’re ready to increase your operations, purchase brand-new assets, or cover immediate costs, then it’s time to make the most of our funding options at American Direct Funding!
