American Direct Funding is a full-service business loan provider that provides exceptional rates, versatile terms, and a host of special funding alternatives. We’ve helped countless local business owners in Tampa access the funding they require to cover costs and increase operations.
Do you need a small business loan, mortgage loan, credit line, or any other kind of funding? You can apply online or call our lending team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s important to offer business owners a variety of funding solutions. By supplying a long list of lending options to our clients, we ensure that all types of business owners have access to loans and funding alternatives that are custom-made to their needs. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Tampa
All businesses need working capital to meet near-term financial responsibilities, such as paying vendors, buying stock, covering costs, and more. It can quickly begin to affect your operations and capabilities if your business is presently facing a shortage of working capital. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your everyday costs.
Lines of Credit
A line of credit is a versatile type of revolving credit. Unlike a traditional loan, you only pay for a credit line when you use it– so if you do not use it, you won’t pay interest on the cash limit that’s readily available to you.
We assist businesses access credit lines at affordable rates. If you require funding in the future, this is an exceptional financing tool to have at your disposal. If your business needs to borrow money at short notice, setting up a line of credit in advance is a viable method to have immediate access to cash.
Bridge Funding Tampa
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you require bridge funding to cover immediate costs, our bridge loans are perfect. We’ve helped numerous small companies cover immediate costs with our bridge financing!
Payroll Loans Tampa
Meeting your payroll commitments is important if you want to keep your staff happy and enhance your worker retention rates. If you think your business is running into a liquidity issue that will stop you from paying your personnel, our payroll loans are created especially to avoid any problems.
Term Loans
If you’re looking for a standard form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an outstanding solution to access low-interest rates and pre-set payments. Our term loans are here to help your business if you want a simple loan that’s easy to handle.
Equipment Loans Tampa
Our equipment loans are built to streamline the process of acquiring modern equipment if you require financing to acquire much-needed equipment for your business. We provide flexible terms and fast funding that will guarantee your business doesn’t miss out on enhancing its efficiency.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you wish to rent your small business’ equipment, our equipment leases offer an affordable option to traditional loans.
We can help you lease equipment with a value of as much as $200,000. We also supply versatile leasing terms that can be custom-made to your business.
Business Mortgage Tampa
If you need to buy a property for your small company, a business mortgage provides a long-term lending alternative. Our business mortgages work in a similar way to traditional residential mortgages. We offer excellent rates that help your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans offer alternative funding for business owners that need access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s funded by private financial investment. With a hard money line, you do not need to pay interest until you use your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small business, they’re not liquid unless you receive payment. If you want to borrow cash against your accounts receivable value, our receivables funding provides access to the capital you require.
Invoice Factoring Tampa
If you have unsettled invoices that impact your working capital, our invoice factoring services can purchase the value of your invoices for a fee. This means that you’ll gain from upfront access to the money that’s owed on your invoices. This is an outstanding solution if you have high-value invoices that aren’t due for a long duration.
SBA Loans Tampa
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed lending. SBA loans supply an easy path for accessing the funds you require if you’re struggling to gain access to funding for your small business. While this kind of funding needs more documentation than many conventional loans, the government-backed nature of the lending product ensures it’s more accessible.
PPP Loans Tampa
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to maintain paid staff. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Don’t miss out on this government-backed support.
EIDL Loans Tampa
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are currently dealing with issues due to COVID-19. If your business has actually suffered financial damage because of the recent pandemic, an EIDL loan can help you get back on your feet. We’re more than pleased to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of obtaining financing for your business. Unlike other lenders, we provide both over-the-phone and online choices for customers that want to apply or ask questions for a quote. If you’re ready to increase your operations, purchase new assets, or cover immediate costs, then it’s time to benefit from our funding possibilities at American Direct Funding!
