American Direct Funding is a full-service business lender that supplies outstanding rates, flexible terms, and a host of special funding options. We’ve assisted many small business owners in Portland access the funding they require to cover costs and expand operations.
Do you need a small business loan, mortgage loan, credit line, or any other form of funding? You can apply online or call our lending group today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s necessary to offer company owners a variety of financing services. By providing a long list of lending alternatives to our customers, we ensure that all types of business owners have access to loans and funding options that are custom-made to their requirements. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Portland
All businesses require working capital to fulfill near-term monetary responsibilities, such as paying suppliers, buying stock, covering bills, and more. If your business is currently facing a shortage of working capital, it can quickly begin to affect your abilities and operations. At American Direct Funding, our working capital loans supply flexible funding that will help your business cover your everyday expenditures.
Lines of Credit
A credit line is a versatile kind of revolving credit. Unlike a standard loan, you only pay for a credit line when you take advantage of it– so if you don’t utilize it, you will not pay interest on the cash limit that’s available to you.
We help businesses access lines of credit at affordable rates. This is an excellent financing tool to have at your disposal if you require funding in the future. If your business needs to obtain money at short notice, setting up a line of credit in advance is a feasible way to have immediate access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other expenses. If you have money or funding coming from a different source, but you need bridge funding to cover immediate costs, our bridge loans are perfect. We’ve assisted numerous small companies cover immediate costs with our bridge financing!
Payroll Loans Portland
Meeting your payroll commitments is important if you want to keep your staff content and improve your employee retention rates. If you think your business is facing a liquidity concern that will prevent you from paying your staff members, our payroll loans are created specifically to avoid any problems.
Term Loans
If you’re looking for a conventional form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an outstanding way to gain access to pre-set payments and low-interest rates. Our term loans are here to help your business if you need a simple loan that’s simple to handle.
Equipment Loans Portland
Our equipment loans are built to streamline the process of getting modern equipment if you need funding to acquire much-needed equipment for your business. We provide versatile terms and quick funding that will ensure your business doesn’t miss out on enhancing its productivity.
Equipment Leases
Not all businesses wish to acquire equipment with loans. If you want to rent your small company’s equipment, our equipment leases provide an economical option to standard loans.
We can help you rent equipment with a valuation of as much as $200,000. We also supply flexible leasing terms that can be tailor-made to your business.
Business Mortgage Portland
If you need to buy a property for your small company, a business mortgage supplies a long-term lending alternative. Our business mortgages function in a comparable manner to conventional residential mortgages. We provide outstanding rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by private investors. These loans provide alternative financing for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a credit line that’s financed by private financial investment. With a hard money line, you do not need to pay interest until you use your credit line.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small business, they’re not liquid until you receive payment. If you wish to obtain cash against your accounts receivable worth, our receivables funding provides access to the capital you need.
Invoice Factoring Portland
Our invoice factoring services can buy the value of your invoices for a cost if you have overdue invoices that impact your operating capital. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended duration, this is an exceptional solution.
SBA Loans Portland
Small Business Administration loans (SBA loans) provide small businesses with access to government-backed financing. SBA loans provide a simple route for accessing the funds you require if you’re struggling to access financing for your small business. While this kind of funding requires more paperwork than many conventional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re provided to incentivize business owners to retain paid staff. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Do not miss out on this government-backed assistance.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently dealing with issues due to COVID-19. An EIDL loan can help you get back on your feet if your company has suffered monetary damage because of the current pandemic. We’re more than pleased to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the process of getting financing for your business. Unlike other loan providers, we offer both over-the-phone and online options for clients that want to apply or ask questions for a quote. If you’re ready to increase your operations, buy brand-new assets, or cover immediate costs, then it’s time to benefit from our funding options at American Direct Funding!
