American Direct Funding is a full-service business loan provider that supplies excellent rates, flexible terms, and a host of unique funding alternatives. We’ve helped numerous small business owners in Tampa access the funding they need to cover costs and expand operations.
Do you need a small business loan, mortgage, line of credit, or any other kind of funding? You can apply online or call our lending team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, we believe it’s important to provide company owners a variety of financing solutions. By supplying a long list of lending options to our customers, we make sure that all kinds of business owners have access to loans and financing choices that are custom-made to their needs. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Tampa
All businesses need working capital to meet near-term financial responsibilities, such as paying suppliers, buying stock, covering costs, and more. It can rapidly begin to affect your operations and abilities if your business is currently dealing with a lack of working capital. At American Direct Funding, our working capital loans supply versatile funding that will help your business cover your everyday expenditures.
Credit lines
A credit line is a versatile type of revolving credit. Unlike a standard loan, you only pay for a line of credit when you use it– so if you do not utilize it, you won’t pay interest on the cash limit that’s available to you.
We help businesses access lines of credit at affordable rates. This is an excellent financing tool to have at your disposal if you need funding in the future. If your business needs to borrow cash at short notice, setting up a line of credit in advance is a viable way to have instant access to cash.
Bridge Funding Tampa
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other expenses. If you have cash or funding coming from a different source, but you need bridge funding to cover immediate costs, our bridge loans are ideal. We’ve helped countless small companies cover immediate costs with our bridge financing!
Payroll Loans Tampa
If you want to keep your staff happy and improve your worker retention rates, fulfilling your payroll commitments is important. Our payroll loans are designed specifically to avoid any problems if you think your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re looking for a standard form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional solution to access pre-set payments and low-interest rates. Our term loans are here to help your business if you need a simple loan that’s easy to handle.
Equipment Loans Tampa
If you require funding to purchase much-needed equipment for your business, our equipment loans are built to streamline the process of obtaining modern equipment. We provide flexible terms and quick funding that will guarantee your business does not miss out on improving its productivity.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you want to rent your small company’s equipment, our equipment leases provide an economical option to traditional loans.
We can help you rent equipment with a value of up to $200,000. We also offer flexible leasing terms that can be custom-made to your business.
Business Mortgage Tampa
If you need to purchase a property for your small business, a business mortgage provides a long-term lending option. Our business mortgages work in a comparable manner to conventional property mortgages. We provide outstanding rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual investors. These loans provide alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a comparable style to hard money loans, a hard money line is a line of credit that’s funded by private investment. With a hard money line, you do not need to pay interest until you take advantage of your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid until you receive payment. Our receivables funding provides access to the capital you require if you want to obtain money against your accounts receivable value.
Invoice Factoring Tampa
Our invoice factoring services can purchase the value of your invoices for a fee if you have unsettled invoices that impact your working capital. This means that you’ll benefit from upfront access to the money that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended period, this is an excellent solution.
SBA Loans Tampa
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed financing. SBA loans supply an easy path for accessing the cash you need if you’re struggling to access funding for your small business. While this type of funding needs more documentation than many traditional loans, the government-backed nature of the lending product guarantees it’s more available.
PPP Loans Tampa
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to keep paid staff. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Do not miss out on this government-backed assistance.
EIDL Loans Tampa
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has actually suffered financial damage because of the recent pandemic. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of obtaining financing for your business. Unlike other lenders, we offer both over-the-phone and online options for customers that wish to apply or ask questions for a quote. If you’re ready to increase your operations, buy new assets, or cover immediate costs, then it’s time to take advantage of our funding options at American Direct Funding!