American Direct Funding is a full-service business loan provider that supplies excellent rates, versatile terms, and a host of unique funding choices. We have actually helped countless local business owners in Chicago access the financing they need to cover costs and increase operations.
Do you need a small business loan, mortgage loan, line of credit, or any other form of funding? You can apply online or call our lending team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, our company believes it’s important to offer company owners a variety of funding solutions. By offering a long list of financing choices to our customers, we make sure that all kinds of business owners have access to loans and funding choices that are tailor-made to their needs. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Chicago
All businesses need working capital to satisfy near-term financial commitments, such as paying suppliers, buying stock, covering expenses, and more. It can quickly start to impact your operations and abilities if your business is currently facing a shortage of working capital. At American Direct Funding, our working capital loans supply flexible funding that will help your business cover your day-to-day costs.
Credit lines
A line of credit is a versatile kind of revolving credit. Unlike a traditional loan, you just pay for a line of credit when you use it– so if you don’t utilize it, you will not pay interest on the cash limit that’s available to you.
We help businesses gain access to lines of credit at economical rates. This is an exceptional financing tool to have at your disposal if you require funding in the future. If your business requires to borrow cash at short notice, setting up a line of credit in advance is a viable method to have instant access to cash.
Bridge Funding Chicago
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped numerous small businesses cover immediate expenses with our bridge financing!
Payroll Loans Chicago
Satisfying your payroll obligations is essential if you want to keep your personnel happy and improve your employee retention rates. Our payroll loans are created specifically to avoid any issues if you believe your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re looking for a standard form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional way to access pre-set payments and low-interest rates. Our term loans are here to help your business if you want a basic loan that’s easy to handle.
Equipment Loans Chicago
Our equipment loans are built to simplify the process of obtaining modern equipment if you require funding to acquire much-needed equipment for your business. We provide flexible terms and quick funding that will guarantee your business doesn’t miss out on enhancing its productivity.
Equipment Leases
Not all businesses wish to buy equipment with loans. If you wish to rent your small company’s equipment, our equipment leases provide a budget friendly alternative to conventional loans.
We can help you lease equipment with a valuation of as much as $200,000. We also supply versatile leasing terms that can be custom-made to your business.
Business Mortgage Chicago
A business mortgage supplies a long-term financing alternative if you need to purchase a property for your small business. Our business mortgages work in a comparable manner to traditional residential mortgages. We provide exceptional rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by individual investors. These loans provide alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar fashion to hard money loans, a hard money line is a credit line that’s funded by private financial investment. With a hard money line, you do not need to pay interest until you tap into your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid until you receive payment. Our receivables funding provides access to the capital you need if you want to obtain cash against your accounts receivable worth.
Invoice Factoring Chicago
If you have unsettled invoices that impact your working capital, our invoice factoring services can purchase the value of your invoices for a fee. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended duration, this is an exceptional service.
SBA Loans Chicago
Small Business Administration loans (SBA loans) provide small companies with access to government-backed lending. SBA loans supply a simple path for accessing the cash you require if you’re attempting to access financing for your small business. While this kind of funding requires more paperwork than many traditional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Chicago
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to keep paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Don’t miss out on this government-backed assistance.
EIDL Loans Chicago
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently dealing with issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has suffered monetary damage because of the recent pandemic. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the process of obtaining finance for your business. Unlike other loan providers, we provide both over-the-phone and online choices for clients that wish to apply or ask questions for a quote. If you’re ready to increase your operations, purchase brand-new assets, or cover immediate costs, then it’s time to benefit from our funding options at American Direct Funding!
