American Direct Funding is a full-service business loan provider that supplies outstanding rates, versatile terms, and a host of unique funding alternatives. We’ve assisted countless small business owners in Portland access the financing they need to cover costs and expand operations.
Do you need a small business loan, mortgage, credit line, or any other kind of funding? You can apply online or call our lending team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s important to offer business owners a variety of financing solutions. By providing a long list of lending choices to our clients, we make sure that all kinds of business owners have access to loans and funding choices that are tailor-made to their needs. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Portland
All businesses require working capital to fulfill near-term monetary commitments, such as paying suppliers, buying stock, covering expenses, and more. If your business is presently facing a lack of working capital, it can quickly start to impact your capabilities and operations. At American Direct Funding, our working capital loans provide versatile funding that will help your business cover your daily expenditures.
Credit lines
A credit line is a versatile kind of revolving credit. Unlike a traditional loan, you only pay for a credit line when you use it– so if you do not use it, you will not pay interest on the cash limit that’s readily available to you.
We help businesses gain access to credit lines at cost effective rates. If you need funding in the future, this is an excellent financing tool to have at your disposal. If your business requires to obtain money at short notice, setting up a line of credit in advance is a practical method to have immediate access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you need bridge funding to cover immediate expenses, our bridge loans are ideal. We’ve assisted numerous small companies cover immediate expenses with our bridge financing!
Payroll Loans Portland
If you desire to keep your staff happy and improve your employee retention rates, meeting your payroll commitments is important. Our payroll loans are created specifically to prevent any issues if you think your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re searching for a conventional form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional way to gain access to low-interest rates and pre-set payments. Our term loans are here to help your business if you want a basic loan that’s easy to handle.
Equipment Loans Portland
If you require financing to acquire much-needed equipment for your business, our equipment loans are built to streamline the process of acquiring state-of-the-art equipment. We provide versatile terms and fast funding that will ensure your business doesn’t lose out on improving its efficiency.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you wish to lease your small business’ equipment, our equipment leases offer an economical option to conventional loans.
We can help you lease equipment with a value of approximately $200,000. We also offer flexible leasing terms that can be custom-made to your business.
Business Mortgage Portland
A business mortgage supplies a long-term financing choice if you need to purchase a property for your small business. Our business mortgages function in a comparable way to traditional residential mortgages. We provide excellent rates that assist your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual investors. These loans provide alternative financing for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a credit line that’s funded by private investment. With a hard money line, you don’t need to pay interest until you use your credit line.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small company, they’re not liquid unless you receive payment. If you want to obtain money against your accounts receivable worth, our receivables funding provides access to the capital you require.
Invoice Factoring Portland
If you have unsettled invoices that impact your working capital, our invoice factoring services can acquire the value of your invoices for a fee. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended period, this is an outstanding solution.
SBA Loans Portland
Small Business Administration loans (SBA loans) provide small companies with access to government-backed financing. If you’re attempting to gain access to financing for your small business, SBA loans offer a simple path for accessing the cash you need. While this type of funding needs more paperwork than many traditional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) provide economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to keep paid staff. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary benefits of PPP loans. Do not lose out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are presently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has suffered monetary damage because of the current pandemic. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of getting finance for your business. Unlike other loan providers, we provide both online and over-the-phone choices for customers that wish to ask questions or apply for a quote. If you’re ready to expand your operations, acquire new assets, or cover immediate costs, then it’s time to take advantage of our funding options at American Direct Funding!
