American Direct Funding is a full-service business loan provider that offers excellent rates, versatile terms, and a host of unique funding alternatives. We have actually assisted many local business owners in Miami access the financing they require to cover costs and increase operations.
Do you need a small business loan, mortgage loan, credit line, or any other type of funding? You can apply online or call our financing group today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s necessary to provide company owners a range of financing services. By offering a long list of lending options to our customers, we guarantee that all kinds of business owners have access to loans and funding choices that are custom-made to their needs. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Miami
All businesses need working capital to fulfill near-term financial commitments, such as paying suppliers, buying stock, covering costs, and more. If your business is presently dealing with a shortage of working capital, it can rapidly begin to impact your abilities and operations. At American Direct Funding, our working capital loans supply versatile funding that will help your business cover your day-to-day expenses.
Credit lines
A credit line is a versatile kind of revolving credit. Unlike a traditional loan, you only pay for a line of credit when you take advantage of it– so if you do not utilize it, you won’t pay interest on the cash limit that’s available to you.
We assist businesses gain access to credit lines at cost effective rates. If you need funding in the future, this is an exceptional funding tool to have at your disposal. If your business requires to borrow cash at short notice, setting up a line of credit in advance is a viable way to have instant access to cash.
Bridge Funding Miami
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other expenses. If you have cash or funding originating from a different source, but you require bridge funding to cover immediate costs, our bridge loans are perfect. We’ve assisted numerous small companies cover immediate costs with our bridge financing!
Payroll Loans Miami
Satisfying your payroll commitments is important if you want to keep your staff content and improve your employee retention rates. If you believe your business is facing a liquidity concern that will prevent you from paying your personnel, our payroll loans are created especially to prevent any problems.
Term Loans
If you’re looking for a traditional form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an excellent solution to access low-interest rates and pre-set payments. Our term loans are here to help your business if you want a simple loan that’s simple to manage.
Equipment Loans Miami
Our equipment loans are built to streamline the process of obtaining modern equipment if you require funding to acquire much-needed equipment for your business. We offer versatile terms and quick funding that will guarantee your business does not miss out on improving its performance.
Equipment Leases
Not all businesses wish to acquire equipment with loans. If you want to rent your small company’s equipment, our equipment leases provide a budget-friendly alternative to standard loans.
We can help you lease equipment with a valuation of as much as $200,000. We also offer flexible leasing terms that can be tailor-made to your business.
Business Mortgage Miami
A business mortgage offers a long-term lending alternative if you need to acquire a property for your small business. Our business mortgages work in a comparable manner to traditional residential mortgages. We offer outstanding rates that help your business save money over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans provide alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you do not need to pay interest until you use your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid until you receive payment. If you want to borrow money against your accounts receivable worth, our receivables funding provides access to the capital you require.
Invoice Factoring Miami
If you have unpaid invoices that impact your working capital, our invoice factoring services can acquire the value of your invoices for a fee. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. This is an exceptional service if you have high-value invoices that aren’t due for an extended period.
SBA Loans Miami
Small Business Administration loans (SBA loans) supply small companies with access to government-backed financing. SBA loans supply a simple path for accessing the funds you need if you’re attempting to access financing for your small business. While this kind of funding needs more documentation than many conventional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Miami
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to maintain paid personnel. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Don’t miss out on this government-backed assistance.
EIDL Loans Miami
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently dealing with problems due to COVID-19. An EIDL loan can help you get back on your feet if your business has actually suffered financial damage because of the current pandemic. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we streamline the process of getting financing for your business. Unlike other lenders, we provide both over-the-phone and online choices for customers that want to ask questions or apply for a quote. If you’re ready to expand your operations, acquire new assets, or cover immediate costs, then it’s time to make the most of our funding possibilities at American Direct Funding!
