American Direct Funding is a full-service business lender that offers excellent rates, flexible terms, and a host of unique funding choices. We have actually helped numerous local business owners in Tampa access the financing they require to cover costs and increase operations.
Do you need a small business loan, mortgage loan, credit line, or any other kind of funding? You can apply online or call our financing team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s important to provide business owners a variety of funding services. By providing a long list of financing alternatives to our customers, we guarantee that all kinds of business owners have access to loans and financing alternatives that are custom-made to their requirements. Let’s explore our funding opportunities in more information below:
Working Capital Loans Tampa
All businesses require working capital to satisfy near-term monetary commitments, such as paying suppliers, buying stock, covering bills, and more. If your business is currently dealing with a lack of working capital, it can rapidly start to impact your capabilities and operations. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your day-to-day expenses.
Credit lines
A credit line is a versatile kind of revolving credit. Unlike a conventional loan, you just pay for a credit line when you take advantage of it– so if you don’t utilize it, you won’t pay interest on the cash limit that’s readily available to you.
We assist businesses access lines of credit at cost effective rates. If you require funding in the future, this is an exceptional funding tool to have at your disposal. Setting up a line of credit in advance is a viable way to have instant access to cash if your business needs to borrow cash at short notice.
Bridge Funding Tampa
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other expenses. If you have cash or funding coming from a different source, but you require bridge funding to cover immediate expenses, our bridge loans are ideal. We’ve helped many small businesses cover immediate expenses with our bridge financing!
Payroll Loans Tampa
Meeting your payroll commitments is necessary if you wish to keep your personnel content and enhance your employee retention rates. If you think your business is running into a liquidity concern that will prevent you from paying your staff members, our payroll loans are created especially to avoid any issues.
Term Loans
If you’re searching for a traditional form of financing to cover the cost of bills, purchases, and other business transactions, a term loan is an excellent way to access pre-set payments and low-interest rates. Our term loans are here to help your business if you want a simple loan that’s simple to manage.
Equipment Loans Tampa
Our equipment loans are built to streamline the process of acquiring modern equipment if you require funding to acquire much-needed equipment for your business. We provide versatile terms and fast funding that will guarantee your business doesn’t miss out on enhancing its productivity.
Equipment Leases
Not all businesses wish to buy equipment with loans. If you want to rent your small business’ equipment, our equipment leases offer a budget-friendly option to standard loans.
We can help you rent equipment with a value of approximately $200,000. We also provide versatile leasing terms that can be tailor-made to your business.
Business Mortgage Tampa
If you want to purchase a property for your small business, a business mortgage offers a long-term lending choice. Our business mortgages function in a comparable manner to standard residential mortgages. We provide excellent rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by private investors. These loans offer alternative financing for business owners that need access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you don’t need to pay interest until you take advantage of your credit line.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small business, they’re not liquid unless you receive payment. If you wish to obtain cash against your accounts receivable worth, our receivables funding offers access to the capital you need.
Invoice Factoring Tampa
Our invoice factoring services can buy the value of your invoices for a fee if you have overdue invoices that affect your working capital. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. This is an exceptional service if you have high-value invoices that aren’t due for a long period.
SBA Loans Tampa
Small Business Administration loans (SBA loans) offer small companies with access to government-backed financing. SBA loans supply an easy route for accessing the funds you require if you’re attempting to gain access to financing for your small business. While this kind of funding requires more documentation than many traditional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Tampa
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re provided to incentivize business owners to maintain paid personnel. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Tampa
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are currently facing problems due to COVID-19. An EIDL loan can help you get back on your feet if your business has actually suffered financial damage because of the current pandemic. We’re more than delighted to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of obtaining finance for your business. Unlike other loan providers, we provide both over-the-phone and online options for clients that want to ask questions or apply for a quote. If you’re ready to expand your operations, purchase brand-new assets, or cover immediate costs, then it’s time to make the most of our funding possibilities at American Direct Funding!