American Direct Funding is a full-service business lender that provides exceptional rates, versatile terms, and a host of special funding choices. We have actually assisted many local business owners in Sacramento access the funding they require to cover costs and expand operations.
Do you need a small business loan, mortgage, credit line, or any other type of funding? You can apply online or call our financing group today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s essential to provide company owners a range of funding services. By supplying a long list of lending options to our clients, we make sure that all kinds of business owners have access to loans and financing choices that are custom-made to their needs. Let’s explore our funding opportunities in more information below:
Working Capital Loans Sacramento
All businesses need working capital to meet near-term financial commitments, such as paying suppliers, buying stock, covering costs, and more. If your business is currently dealing with a lack of working capital, it can quickly begin to affect your operations and abilities. At American Direct Funding, our working capital loans supply flexible funding that will help your business cover your everyday expenditures.
Credit lines
A credit line is a versatile type of revolving credit. Unlike a traditional loan, you just pay for a line of credit when you use it– so if you don’t use it, you will not pay interest on the cash limit that’s available to you.
We assist businesses access lines of credit at affordable rates. If you require funding in the future, this is an outstanding funding tool to have at your disposal. Establishing a line of credit ahead of time is a feasible method to have immediate access to cash if your business needs to obtain cash at short notice.
Bridge Funding Sacramento
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have money or funding coming from a separate source, but you require bridge funding to cover immediate expenses, our bridge loans are ideal. We’ve helped many small businesses cover immediate expenses with our bridge financing!
Payroll Loans Sacramento
Satisfying your payroll commitments is vital if you wish to keep your staff content and improve your worker retention rates. Our payroll loans are designed specifically to avoid any problems if you think your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re searching for a standard form of funding to cover the cost of bills, purchases, and other business transactions, a term loan is an exceptional solution to access pre-set payments and low-interest rates. If you want a basic loan that’s easy to manage, our term loans are here to help your business.
Equipment Loans Sacramento
Our equipment loans are built to simplify the process of acquiring modern equipment if you require financing to purchase much-needed equipment for your business. We provide flexible terms and quick funding that will ensure your business does not lose out on improving its performance.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you wish to lease your small company’s equipment, our equipment leases offer an affordable option to standard loans.
We can help you rent equipment with a value of as much as $200,000. We also provide flexible leasing terms that can be tailor-made to your business.
Business Mortgage Sacramento
A business mortgage provides a long-term financing alternative if you need to acquire a property for your small business. Our business mortgages work in a similar manner to traditional property mortgages. We provide excellent rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private investors. These loans offer alternative financing for business owners that require access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a comparable fashion to hard money loans, a hard money line is a credit line that’s financed by private financial investment. With a hard money line, you don’t need to pay interest until you use your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid unless you receive payment. If you wish to borrow money against your accounts receivable worth, our receivables funding provides access to the capital you require.
Invoice Factoring Sacramento
If you have unsettled invoices that affect your working capital, our invoice factoring services can acquire the value of your invoices for a fee. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. This is an outstanding service if you have high-value invoices that aren’t due for an extended period.
SBA Loans Sacramento
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed lending. If you’re attempting to access funding for your small business, SBA loans supply an easy path for accessing the cash you need. While this type of funding requires more paperwork than many conventional loans, the government-backed nature of the lending product guarantees it’s more available.
PPP Loans Sacramento
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to maintain paid staff. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial benefits of PPP loans. Do not lose out on this government-backed assistance.
EIDL Loans Sacramento
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently facing issues due to COVID-19. An EIDL loan can help you get back on your feet if your company has actually suffered financial damage because of the recent pandemic. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the process of obtaining financing for your business. Unlike other loan providers, we provide both over-the-phone and online choices for customers that want to ask questions or apply for a quote. If you’re ready to expand your operations, buy brand-new assets, or cover immediate costs, then it’s time to benefit from our funding options at American Direct Funding!
