American Direct Funding is a full-service business loan provider that provides outstanding rates, versatile terms, and a host of unique funding options. We’ve assisted many local business owners in Portland access the financing they need to cover costs and expand operations.
Do you need a small business loan, mortgage, line of credit, or any other type of funding? You can apply online or call our lending team today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s essential to provide company owners a variety of financing services. By offering a long list of financing choices to our customers, we guarantee that all kinds of business owners have access to loans and financing alternatives that are custom-made to their needs. Let’s explore our funding opportunities in more information below:
Working Capital Loans Portland
All businesses need working capital to fulfill near-term financial responsibilities, such as paying vendors, buying stock, covering costs, and more. If your business is currently dealing with a lack of working capital, it can quickly start to affect your capabilities and operations. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your day-to-day expenditures.
Credit lines
A line of credit is a flexible type of revolving credit. Unlike a traditional loan, you only pay for a line of credit when you tap into it– so if you don’t utilize it, you will not pay interest on the cash limit that’s readily available to you.
We help businesses gain access to lines of credit at economical rates. This is an outstanding financing tool to have at your disposal if you require funding in the future. If your business requires to obtain money at short notice, setting up a line of credit in advance is a feasible way to have instant access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding coming from a different source, but you require bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped countless small companies cover immediate expenses with our bridge financing!
Payroll Loans Portland
Meeting your payroll commitments is necessary if you want to keep your staff content and enhance your employee retention rates. If you believe your business is facing a liquidity problem that will prevent you from paying your staff members, our payroll loans are designed specifically to prevent any problems.
Term Loans
If you’re searching for a standard form of funding to cover the cost of bills, purchases, and other business transactions, a term loan is an excellent way to gain access to low-interest rates and pre-set payments. Our term loans are here to help your business if you want a basic loan that’s simple to handle.
Equipment Loans Portland
Our equipment loans are built to streamline the process of acquiring modern equipment if you require funding to buy much-needed equipment for your business. We offer flexible terms and fast funding that will guarantee your business doesn’t miss out on improving its efficiency.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you want to lease your small business’ equipment, our equipment leases provide an economical alternative to conventional loans.
We can help you rent equipment with a value of as much as $200,000. We also offer flexible leasing terms that can be tailor-made to your business.
Business Mortgage Portland
If you want to acquire a property for your small business, a business mortgage offers a long-term lending alternative. Our business mortgages work in a comparable manner to traditional residential mortgages. We provide outstanding rates that help your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual financiers. These loans provide alternative financing for business owners that need access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private financial investment. With a hard money line, you do not need to pay interest until you take advantage of your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid until you receive payment. Our receivables funding provides access to the capital you need if you want to obtain cash against your accounts receivable worth.
Invoice Factoring Portland
Our invoice factoring services can buy the value of your invoices for a fee if you have overdue invoices that impact your operating capital. This means that you’ll gain from upfront access to the money that’s owed on your invoices. If you have high-value invoices that aren’t due for a prolonged duration, this is an excellent solution.
SBA Loans Portland
Small Business Administration loans (SBA loans) supply small companies with access to government-backed financing. If you’re attempting to gain access to financing for your small company, SBA loans supply a simple path for accessing the funds you require. While this type of funding needs more documentation than many traditional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re offered to incentivize business owners to retain paid staff. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary benefits of PPP loans. Don’t miss out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently dealing with issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has suffered financial damage because of the recent pandemic. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of acquiring finance for your business. Unlike other loan providers, we provide both online and over-the-phone choices for clients that wish to apply or ask questions for a quote. If you’re ready to increase your operations, acquire brand-new assets, or cover immediate costs, then it’s time to take advantage of our funding possibilities at American Direct Funding!
