American Direct Funding is a full-service business lender that supplies exceptional rates, flexible terms, and a host of unique funding choices. We have actually helped countless small business owners in Sacramento access the funding they need to cover costs and expand operations.
Do you need a small business loan, mortgage, line of credit, or any other type of funding? You can apply online or call our financing group today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s necessary to offer business owners a range of financing solutions. By supplying a long list of lending choices to our clients, we guarantee that all types of business owners have access to loans and funding choices that are tailor-made to their needs. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Sacramento
All businesses need working capital to satisfy near-term financial responsibilities, such as paying vendors, buying stock, covering expenses, and more. If your business is presently dealing with a shortage of working capital, it can quickly start to impact your abilities and operations. At American Direct Funding, our working capital loans provide flexible funding that will help your business cover your daily costs.
Credit lines
A credit line is a flexible form of revolving credit. Unlike a traditional loan, you only pay for a line of credit when you tap into it– so if you don’t utilize it, you won’t pay interest on the cash limit that’s available to you.
We help businesses gain access to credit lines at affordable rates. If you require funding in the future, this is an outstanding financing tool to have at your disposal. If your business requires to borrow cash at short notice, setting up a line of credit in advance is a viable method to have immediate access to cash.
Bridge Funding Sacramento
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have cash or funding originating from a separate source, but you require bridge funding to cover immediate expenses, our bridge loans are ideal. We’ve assisted many small businesses cover immediate expenses with our bridge financing!
Payroll Loans Sacramento
Meeting your payroll obligations is essential if you want to keep your staff happy and enhance your worker retention rates. Our payroll loans are designed specifically to prevent any issues if you think your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re looking for a traditional form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional way to gain access to pre-set payments and low-interest rates. If you need a basic loan that’s simple to control, our term loans are here to help your business.
Equipment Loans Sacramento
If you need funding to buy much-needed equipment for your business, our equipment loans are built to simplify the process of getting state-of-the-art equipment. We offer flexible terms and fast funding that will ensure your business does not lose out on improving its efficiency.
Equipment Leases
Not all businesses want to purchase equipment with loans. If you want to rent your small company’s equipment, our equipment leases offer an economical option to standard loans.
We can help you lease equipment with a value of up to $200,000. We also supply versatile leasing terms that can be tailor-made to your business.
Business Mortgage Sacramento
A business mortgage provides a long-term financing option if you require to acquire a property for your small business. Our business mortgages work in a comparable manner to standard residential mortgages. We provide excellent rates that help your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual financiers. These loans provide alternative funding for business owners that require access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a comparable style to hard money loans, a hard money line is a credit line that’s financed by private financial investment. With a hard money line, you don’t need to pay interest until you use your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small business, they’re not liquid until you receive payment. Our receivables funding offers access to the capital you need if you want to obtain money against your accounts receivable worth.
Invoice Factoring Sacramento
If you have unsettled invoices that impact your working capital, our invoice factoring services can buy the value of your invoices for a fee. This means that you’ll take advantage of upfront access to the cash that’s owed on your invoices. If you have high-value invoices that aren’t due for an extended duration, this is an outstanding solution.
SBA Loans Sacramento
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed financing. SBA loans supply an easy route for accessing the cash you require if you’re attempting to gain access to financing for your small business. While this type of funding requires more paperwork than many traditional loans, the government-backed nature of the lending product ensures it’s more available.
PPP Loans Sacramento
PPP loans (Paycheck Protection Program loans) provide economic support for businesses impacted by COVID-19. They’re offered to incentivize business owners to keep paid staff. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial benefits of PPP loans. Do not miss out on this government-backed support.
EIDL Loans Sacramento
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently facing issues due to COVID-19. If your business has actually suffered monetary damage because of the recent pandemic, an EIDL loan can help you get back on your feet. We’re more than happy to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of getting finance for your business. Unlike other loan providers, we provide both online and over-the-phone options for customers that wish to apply or ask questions for a quote. If you’re ready to expand your operations, buy new assets, or cover immediate costs, then it’s time to benefit from our funding options at American Direct Funding!
