American Direct Funding is a full-service business lender that supplies outstanding rates, flexible terms, and a host of special funding options. We have actually helped countless local business owners in Portland access the funding they need to cover costs and increase operations.
Do you need a small business loan, mortgage, credit line, or any other type of funding? You can apply online or call our financing group today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, our company believes it’s vital to provide company owners a range of financing solutions. By providing a long list of lending options to our clients, we make sure that all types of business owners have access to loans and financing options that are custom-made to their needs. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Portland
All businesses require working capital to meet near-term monetary responsibilities, such as paying vendors, buying stock, covering bills, and more. If your business is currently facing a shortage of working capital, it can rapidly start to affect your abilities and operations. At American Direct Funding, our working capital loans provide flexible funding that will help your business cover your everyday costs.
Lines of Credit
A line of credit is a flexible kind of revolving credit. Unlike a standard loan, you only pay for a credit line when you use it– so if you don’t utilize it, you will not pay interest on the cash limit that’s readily available to you.
We help businesses access credit lines at cost effective rates. This is an excellent funding tool to have at your disposal if you require funding in the future. Setting up a line of credit beforehand is a practical way to have instant access to cash if your business needs to obtain money at short notice.
Bridge Funding Portland
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other expenses. If you have cash or funding originating from a different source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve assisted countless small businesses cover immediate expenses with our bridge financing!
Payroll Loans Portland
Satisfying your payroll obligations is important if you want to keep your personnel content and enhance your worker retention rates. If you believe your business is running into a liquidity concern that will stop you from paying your personnel, our payroll loans are created especially to prevent any problems.
Term Loans
If you’re looking for a standard form of funding to cover the cost of bills, purchases, and other business transactions, a term loan is an exceptional way to gain access to low-interest rates and pre-set payments. Our term loans are here to help your business if you want a basic loan that’s easy to handle.
Equipment Loans Portland
Our equipment loans are built to streamline the process of acquiring modern equipment if you need financing to acquire much-needed equipment for your business. We provide versatile terms and quick funding that will guarantee your business doesn’t lose out on improving its performance.
Equipment Leases
Not all businesses wish to buy equipment with loans. If you want to lease your small business’ equipment, our equipment leases offer a cost effective alternative to conventional loans.
We can help you rent equipment with a value of approximately $200,000. We also supply flexible leasing terms that can be custom-made to your business.
Business Mortgage Portland
A business mortgage supplies a long-term lending alternative if you need to acquire a property for your small business. Our business mortgages work in a comparable way to traditional property mortgages. We provide outstanding rates that help your business save money over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual investors. These loans offer alternative financing for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a comparable fashion to hard money loans, a hard money line is a credit line that’s funded by private investment. With a hard money line, you do not need to pay interest until you take advantage of your line of credit.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small company, they’re not liquid until you receive payment. If you wish to borrow money against your accounts receivable worth, our receivables funding provides access to the capital you need.
Invoice Factoring Portland
Our invoice factoring services can purchase the value of your invoices for a charge if you have overdue invoices that affect your working capital. This means that you’ll benefit from upfront access to the cash that’s owed on your invoices. This is an exceptional service if you have high-value invoices that aren’t due for a long period.
SBA Loans Portland
Small Business Administration loans (SBA loans) supply small companies with access to government-backed lending. SBA loans supply an easy route for accessing the cash you require if you’re struggling to gain access to financing for your small business. While this type of funding needs more paperwork than many conventional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) offer economic support for businesses affected by COVID-19. They’re offered to incentivize business owners to retain paid staff. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary benefits of PPP loans. Don’t miss out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are currently dealing with issues due to COVID-19. If your company has suffered monetary damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than delighted to help you gain access to this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the experience of acquiring financing for your business. Unlike other lenders, we provide both online and over-the-phone options for clients that wish to ask questions or apply for a quote. If you’re ready to expand your operations, acquire new assets, or cover immediate costs, then it’s time to take advantage of our funding possibilities at American Direct Funding!
