American Direct Funding is a full-service business loan provider that supplies outstanding rates, versatile terms, and a host of unique funding options. We’ve assisted numerous small business owners in Portland access the funding they need to cover costs and increase operations.
Do you need a small business loan, mortgage, line of credit, or any other form of funding? You can apply online or call our lending team today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s important to provide company owners a range of funding services. By supplying a long list of lending alternatives to our clients, we guarantee that all types of business owners have access to loans and financing alternatives that are tailor-made to their requirements. Let’s explore our funding opportunities in more information listed below:
Working Capital Loans Portland
All businesses need working capital to satisfy near-term monetary commitments, such as paying suppliers, buying stock, covering bills, and more. If your business is presently facing a lack of working capital, it can rapidly start to impact your capabilities and operations. At American Direct Funding, our working capital loans offer flexible funding that will help your business cover your everyday costs.
Credit lines
A credit line is a flexible kind of revolving credit. Unlike a conventional loan, you only pay for a credit line when you use it– so if you don’t use it, you won’t pay interest on the cash limit that’s available to you.
We assist businesses gain access to credit lines at affordable rates. This is an excellent financing tool to have at your disposal if you need funding in the future. If your business needs to borrow cash at short notice, setting up a line of credit in advance is a practical way to have instant access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that helps cover the payment of an asset purchase or other costs. If you have money or funding coming from a different source, but you need bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve helped numerous small companies cover immediate costs with our bridge financing!
Payroll Loans Portland
Satisfying your payroll commitments is vital if you wish to keep your staff happy and enhance your employee retention rates. Our payroll loans are designed specifically to prevent any issues if you believe your business is facing a liquidity issue that will prevent you from paying your staff members.
Term Loans
If you’re searching for a standard form of funding to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional solution to gain access to low-interest rates and pre-set payments. If you need a simple loan that’s easy to control, our term loans are here to help your business.
Equipment Loans Portland
Our equipment loans are built to streamline the process of getting state-of-the-art equipment if you require financing to acquire much-needed equipment for your business. We offer versatile terms and fast funding that will ensure your business does not miss out on enhancing its productivity.
Equipment Leases
Not all businesses want to acquire equipment with loans. If you want to lease your small company’s equipment, our equipment leases provide an economical option to traditional loans.
We can help you rent equipment with a value of as much as $200,000. We also offer flexible leasing terms that can be tailor-made to your business.
Business Mortgage Portland
A business mortgage offers a long-term lending option if you require to purchase a property for your small business. Our business mortgages function in a comparable way to traditional property mortgages. We provide exceptional rates that assist your business save cash over the duration of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by private financiers. These loans offer alternative financing for business owners that require access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a line of credit that’s financed by private investment. With a hard money line, you do not need to pay interest until you use your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small company, they’re not liquid unless you receive payment. If you want to borrow cash against your accounts receivable value, our receivables funding offers access to the capital you need.
Invoice Factoring Portland
Our invoice factoring services can acquire the value of your invoices for a charge if you have unpaid invoices that affect your operating capital. This means that you’ll take advantage of upfront access to the money that’s owed on your invoices. This is an exceptional solution if you have high-value invoices that aren’t due for a long duration.
SBA Loans Portland
Small Business Administration loans (SBA loans) offer small companies with access to government-backed financing. If you’re struggling to access financing for your small business, SBA loans provide an easy path for accessing the cash you require. While this type of funding requires more paperwork than many traditional loans, the government-backed nature of the lending product guarantees it’s more available.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) provide economic support for businesses affected by COVID-19. They’re provided to incentivize business owners to keep paid staff. In many cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial benefits of PPP loans. Don’t miss out on this government-backed assistance.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are currently facing issues due to COVID-19. If your company has actually suffered monetary damage because of the current pandemic, an EIDL loan can help you get back on your feet. We’re more than happy to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the process of acquiring finance for your business. Unlike other lenders, we provide both over-the-phone and online options for clients that wish to apply or ask questions for a quote. If you’re ready to increase your operations, acquire new assets, or cover immediate costs, then it’s time to benefit from our funding options at American Direct Funding!
