American Direct Funding is a full-service business loan provider that offers excellent rates, versatile terms, and a host of special funding alternatives. We’ve helped countless small business owners in Portland access the financing they require to cover costs and expand operations.
Do you need a small business loan, mortgage, credit line, or any other kind of funding? You can apply online or call our lending group today!
Our Business Lending Options at American Direct Funding
At American Direct Funding, our company believes it’s necessary to offer company owners a range of funding solutions. By offering a long list of lending choices to our customers, we guarantee that all kinds of business owners have access to loans and financing options that are tailor-made to their needs. Let’s explore our funding opportunities in more detail below:
Working Capital Loans Portland
All businesses require working capital to fulfill near-term financial commitments, such as paying vendors, buying stock, covering bills, and more. If your business is presently dealing with a lack of working capital, it can rapidly start to affect your operations and capabilities. At American Direct Funding, our working capital loans provide flexible funding that will help your business cover your day-to-day expenses.
Lines of Credit
A line of credit is a flexible form of revolving credit. Unlike a conventional loan, you only pay for a line of credit when you take advantage of it– so if you do not utilize it, you won’t pay interest on the cash limit that’s readily available to you.
We help businesses access lines of credit at economical rates. If you need funding in the future, this is an excellent financing tool to have at your disposal. If your business requires to borrow cash at short notice, setting up a line of credit in advance is a practical method to have immediate access to cash.
Bridge Funding Portland
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other expenses. If you have money or funding coming from a separate source, but you need bridge funding to cover immediate costs, our bridge loans are ideal. We’ve assisted numerous small companies cover immediate expenses with our bridge financing!
Payroll Loans Portland
Meeting your payroll obligations is important if you want to keep your personnel happy and improve your worker retention rates. If you think your business is running into a liquidity issue that will prevent you from paying your personnel, our payroll loans are designed especially to prevent any issues.
Term Loans
If you’re searching for a traditional form of financing to cover the cost of expenses, purchases, and other business transactions, a term loan is an exceptional solution to gain access to low-interest rates and pre-set payments. Our term loans are here to help your business if you want a basic loan that’s easy to handle.
Equipment Loans Portland
If you require funding to purchase much-needed equipment for your business, our equipment loans are built to streamline the process of acquiring modern equipment. We provide versatile terms and fast funding that will guarantee your business doesn’t lose out on enhancing its productivity.
Equipment Leases
Not all businesses wish to acquire equipment with loans. If you want to rent your small business’ equipment, our equipment leases offer a budget-friendly alternative to conventional loans.
We can help you rent equipment with a value of approximately $200,000. We also supply versatile leasing terms that can be tailor-made to your business.
Business Mortgage Portland
If you want to purchase a property for your small company, a business mortgage offers a long-term financing alternative. Our business mortgages work in a similar way to conventional property mortgages. We provide outstanding rates that assist your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are financed by individual financiers. These loans provide alternative funding for business owners that need access to term loans. We can facilitate hard money loans at American Direct Funding.
Hard Money Lines
In a similar style to hard money loans, a hard money line is a credit line that’s financed by private investment. With a hard money line, you do not need to pay interest until you tap into your line of credit.
Receivables Funding
While your accounts receivable (AR) are a current asset for your small company, they’re not liquid until you receive payment. If you want to obtain cash against your accounts receivable worth, our receivables funding provides access to the capital you require.
Invoice Factoring Portland
Our invoice factoring services can buy the value of your invoices for a fee if you have unsettled invoices that affect your operating capital. This means that you’ll take advantage of upfront access to the money that’s owed on your invoices. This is an exceptional solution if you have high-value invoices that aren’t due for a long period.
SBA Loans Portland
Small Business Administration loans (SBA loans) supply small businesses with access to government-backed lending. If you’re struggling to gain access to financing for your small business, SBA loans provide a simple route for accessing the cash you need. While this type of funding needs more paperwork than many conventional loans, the government-backed nature of the lending product guarantees it’s more accessible.
PPP Loans Portland
PPP loans (Paycheck Protection Program loans) provide economic support for businesses affected by COVID-19. They’re provided to incentivize business owners to maintain paid staff. Sometimes, PPP loans are forgivable.
At American Direct Funding, we can help you access the monetary advantages of PPP loans. Don’t miss out on this government-backed support.
EIDL Loans Portland
Economic Injury Disaster Loans (EIDL) are exclusively for businesses that are presently dealing with issues due to COVID-19. An EIDL loan can help you get back on your feet if your business has suffered monetary damage because of the recent pandemic. We’re more than delighted to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the process of obtaining financing for your business. Unlike other loan providers, we provide both online and over-the-phone options for clients that want to ask questions or apply for a quote. If you’re ready to increase your operations, acquire brand-new assets, or cover immediate costs, then it’s time to benefit from our funding options at American Direct Funding!
