American Direct Funding is a full-service business lender that supplies excellent rates, flexible terms, and a host of unique funding alternatives. We have actually assisted countless local business owners in Atlanta access the funding they require to cover costs and expand operations.
Do you need a small business loan, mortgage loan, line of credit, or any other form of funding? You can apply online or call our lending group today!
Our Business Financing Options at American Direct Funding
At American Direct Funding, we believe it’s necessary to offer business owners a variety of financing services. By offering a long list of lending options to our customers, we make sure that all types of business owners have access to loans and financing options that are custom-made to their needs. Let’s explore our funding opportunities in more detail listed below:
Working Capital Loans Atlanta
All businesses require working capital to fulfill near-term monetary commitments, such as paying vendors, buying stock, covering costs, and more. It can quickly start to impact your operations and capabilities if your business is presently dealing with a shortage of working capital. At American Direct Funding, our working capital loans provide versatile funding that will help your business cover your day-to-day expenditures.
Credit lines
A credit line is a versatile type of revolving credit. Unlike a traditional loan, you only pay for a line of credit when you tap into it– so if you don’t utilize it, you won’t pay interest on the cash limit that’s readily available to you.
We assist businesses gain access to lines of credit at cost effective rates. This is an exceptional financing tool to have at your disposal if you require funding in the future. If your business requires to obtain cash at short notice, setting up a line of credit in advance is a feasible way to have immediate access to cash.
Bridge Funding Atlanta
Bridge funding is short-term funding that serves to cover the payment of an asset purchase or other costs. If you have money or funding originating from a separate source, but you require bridge funding to cover immediate expenses, our bridge loans are perfect. We’ve assisted numerous small businesses cover immediate expenses with our bridge financing!
Payroll Loans Atlanta
If you want to keep your personnel happy and improve your employee retention rates, meeting your payroll responsibilities is important. Our payroll loans are created specifically to avoid any problems if you think your business is facing a liquidity problem that will prevent you from paying your staff members.
Term Loans
If you’re looking for a conventional form of financing to cover the cost of bills, purchases, and other business transactions, a term loan is an outstanding way to access pre-set payments and low-interest rates. If you want a simple loan that’s simple to control, our term loans are here to help your business.
Equipment Loans Atlanta
Our equipment loans are built to simplify the process of obtaining modern equipment if you need funding to buy much-needed equipment for your business. We offer flexible terms and fast funding that will ensure your business does not lose out on improving its productivity.
Equipment Leases
Not all businesses wish to purchase equipment with loans. If you wish to rent your small business’ equipment, our equipment leases provide an affordable alternative to conventional loans.
We can help you rent equipment with a valuation of up to $200,000. We also supply flexible leasing terms that can be custom-made to your business.
Business Mortgage Atlanta
A business mortgage provides a long-term financing choice if you need to buy a property for your small business. Our business mortgages work in a similar way to traditional property mortgages. We provide excellent rates that assist your business save cash over the period of the mortgage.
Hard Money Loans
Hard money loans are lending products that are funded by individual investors. These loans provide alternative financing for business owners that need access to term loans. We can help with hard money loans at American Direct Funding.
Hard Money Lines
In a comparable style to hard money loans, a hard money line is a line of credit that’s funded by private financial investment. With a hard money line, you do not need to pay interest until you use your credit line.
Receivables Funding
While your accounts receivable (AR) are a present asset for your small business, they’re not liquid until you receive payment. If you wish to borrow money against your accounts receivable worth, our receivables funding provides access to the capital you require.
Invoice Factoring Atlanta
Our invoice factoring services can acquire the value of your invoices for a cost if you have overdue invoices that affect your operating capital. This means that you’ll take advantage of upfront access to the money that’s owed on your invoices. This is an exceptional service if you have high-value invoices that aren’t due for a long duration.
SBA Loans Atlanta
Small Business Administration loans (SBA loans) offer small businesses with access to government-backed financing. If you’re struggling to gain access to funding for your small business, SBA loans provide a simple path for accessing the cash you need. While this type of funding requires more documentation than many traditional loans, the government-backed nature of the lending product guarantees it’s more available.
PPP Loans Atlanta
PPP loans (Paycheck Protection Program loans) offer economic support for businesses impacted by COVID-19. They’re offered to incentivize business owners to keep paid personnel. In some cases, PPP loans are forgivable.
At American Direct Funding, we can help you access the financial advantages of PPP loans. Don’t miss out on this government-backed assistance.
EIDL Loans Atlanta
Economic Injury Disaster Loans (EIDL) are specifically for businesses that are currently facing problems due to COVID-19. An EIDL loan can help you get back on your feet if your company has actually suffered financial damage because of the recent pandemic. We’re more than happy to help you access this government-backed funding.
Contact American Direct Funding or Use Our Online Quote Portal
At American Direct Funding, we simplify the process of obtaining financing for your business. Unlike other loan providers, we provide both over-the-phone and online options for customers that want to ask questions or apply for a quote. If you’re ready to increase your operations, acquire new assets, or cover immediate costs, then it’s time to take advantage of our funding options at American Direct Funding!
